Thank you Grapevine for this community. So excited to find a space for talking about this.

1 Cr includes MFs, Stocks, FDs, ELSS, PPFs, Bonds, Gold. (Thank you COVID for the Amazing returns!)

Our FIRE goal is 6 Cr + a good house by the time I'm 42. 

Major Variables:
- My wife wants to do Blr but I come from Belgaum, a house & lifestyle there would be much cheaper there
- Kids. That might stretch the goal to 8 Cr. Schools etc again much cheaper in Belgaum

Post retirement:
- Considering some light freelance projects to keep the money coming but majorly
- Fitness & Traveling for me
- My wife want to teach underprivilaged kids in NGOs

I'm at 92 Lacs (32M, 30F)

(Its belagavi isnt it?) 
 Well, 2 things i will say is people from Mysore trying the same regretted it because lost opportunities and growth will start looking significant if you move to tier 2. 
 However spot on on savings and quality of life in Belagavi. 
  
 Other one is not to discourage you or anything sir, 1cr at 32? People are earning lot lot more. 2-3 yoe grads get 50 lpa now. If thats ur plan maybe u will be fine more or less but u will lag behind peers and also give less to the future generation than you possibly can. 
  
 So not a point of discouraging am just on the side of being against FIRE. That's a very irresponsible term imo especially for a developing nation like us. I got mom working even at 62, dad can't super walk properly but still works at 67, and we have no dearth of money either.

Congratulations 🥂  
 I often wonder if it is really possible for someone from a lower middle class family (now upper) and from a tier 3 college 
 But I hope I am able to achieve it some day! (22F)

People ridiculing only 90L or 1 Cr at 32 need to get a reality check.  
  
 May not be FIRE level but it's good going for this age.  
  
 For freshers earning 50L with 2 YoE, longevity of career is a question mark.

I am also going to be 32 soon, me and wife combined corpus is around 1.4 Cr. Plus a home (small one) we want to upgrade it in future like after 5 years or something, my FIRE goal is also 6crore. By 40 I will be able to achieve this amount. But I am not too stuck with this FIRE goal and also enjoying freedom that comes with having money. Soon I will be starting my YouTube channel, doing freelance on side. Etc.

1. The amount will drastically vary between the cities so I hope you plan accordingly.  Bengaluru is only going to get expensive.  
 2. Ideally build out small secondary income by doing what you plan to do after retirement, so you will know whether you would like to do it.  
 3. Don’t underestimate boredom. Most people after retirement including my dad were so anxious and depressed for a while. It takes time to get adjusted.  
  
 All the best!

Hello from another Belgaumite 🙋‍♂️

After this tax budget, I am not sure whether any fire number will work. This was my plan also but not am not sure whether this will be achievable or not.

Congratulations OP.  
  
 The 6 Cr net worth is approx ~3.5Cr on today's terms. If you live in a tier 2 city, you can manage a decently well with a 12-15L annual spends. Especially if you do not aim for a fancy education for your kids/ don't plan on having kids, the corpus is a healthy target. 
  
 Needless to say, don't make the next 10 years of your life needlessly painful in pursuit of the RE - keep taking vacations, leaving unhealthy work environments, spending time with family/ community. Still better would be if you/ your spouse can start spending more time in what you plan to do post RE (the pull for full time travel should be stronger than the desire to not have to work) 
  
 Have your insurance/ medicals sorted as well

92 lacs your savings or it's a combined savings of you and your wife?

Congratulations first of all.....May I know how much about do you invest in FDs

Do u already have kids or plan on having them? How do u decide what age to have them?

Be ready to pay ltcg. Without indexation/s

What are your weekend plans?

Reading Gita... Wisdom books, Cricket etc. Maybe try to meet new people

Go for a swim and rest of the day keep my lame ass in bed for the much needed social isolation 😂

Khaneka , khujaneka , Batti bujake So janeka

Lost the to do list so will keep thinking about what to do and wait till Monday. And suddenly I’ll have the to do list for next weekend ready by Monday.

Chatting with my gf. She's mad at me for not talking much to her this whole weekend.  
 So is weekend chat nahin chattein hongi

I will check how to do OAuth2 with keycloak. Nothing much to do. My boring life.

No job from last month, interview preparation for tomorrow

Hi Grapevine Community 🙏
A general reminder for you to File your ITR on or before 31st July.

Already Filed

Trying to do before 31st

⭐Reminder: File your ITR by July 31st to avoid penalties

I work at a VC/PMS Fund. All females left one month back so im the only who newly joined.

Surrounded by males who talk loudly.

looking to switch asap.

feeling lonely and alone in my workplace cus im 1 in 20

Goa ke beach pe Cafe

Pahadon me apna aashiya

<City> ki prime location par bangla

Rural Europe / US me cottage

Others (please specify)

What's your retirement plan?

Ye saare options mujhe filmy kyu lag rahe 🤣

Yeh rural Europe/US  delusion Wale kon hai? 
 Why would they let you in if you are old and can't make them any money?

Join politics and do something for the country.

Depends on how much you can actually save , otherwise it is just an idiotic dream

None of these . I'm helping my parents build a house in Bangalore. So I'm gonna stay here for the rest of my life. I can't imagine leaving this city.

Mammi papa ke Saath rhena, or apne bacho ko achi parvareesh dena

here people are talking about retiring in rural Europe. and am thinking will i have a job till 58?

Hi folks currently I'm into Non-tech role due to unavailability of projects in my organization please suggest me how I can get into data analyst role I have come across skills like :- Power Bi, SQL, python scripting but still no luck

New and very much interested in data science

15-20LPA

20-25LPA

25LPA+

What's the salary SRE with 3.5 YOE can expect?

Somewhat

Not at all

Those who hire cooks for home cooking, are you happy with their cooking?

My cook, was always in a hurry. In the hurry, she would just  spill and consume twice the amount of material required to cook. My food bill  almost doubled during the period.
Most cooks take multiple houses and  without any  plan on the time required. and they  just end rushing things unnecessarily. Hiring a cook is waste of money.  if the cook works with a 1 or 2hr window.  Its just  not worth it.

My cook takes so much leaves in a month that inspite of keeping her I endup cooking most of the time. So i just cut her salary, it looks bad but can't help it...generosity doesn't work every time

A lot of shops around Marathahalli don't seem trustworthy and I have also heard bad experiences of people such as advance paid and furniture delivered too late or poor quality or not to specifications. What are your recommendations?

Where do you buy furniture from?

Just Ikea or Wakefit is fine if you’re not looking to invest for the next 10 years  
 They look decent and their quality holds itself at least for 2-3 years, whereas local furniture makers I’ve seldom found to be trustworthy

Average salary of UI UX designer

There is none. Company to company and even City to city this varies a lot