First Credit Card After 8 Years of Job
Hi Viners, recently I have started looking out for a credit card which can help me save some money, can provide free lounge access (at-least 2 times in a quarter) and can help me save on my food bills. Context : Earning is on higher side but have been always a debit card user but now I want to taste some luxury in terms of lounge access, discounts on petrol & food.
215 Votes
Aaron Olive
Stealth
a year ago
Get SBI Cashback credit card if your spending’s will be low and mostly online. This gem of a credit card gives you 5% off on most online transactions. Usual ones like bill payment, rent payment either get you 0% or 1%. This is the best one for shopping online with low mental overhead of points, miles, etc. Its a lot easier to throw all online expenses on this card without worrying about potential rewards.
Kendall Denver
Stealth
a year ago
The lounge access from this one has likely been removed as the Cashback has been a very good reward anyway. 😅
Jordon Hyrum
Stealth
a year ago
Where do you get the cashback? Directly in your SBI account? Also can you link the card to UPI to get 5% cashback on UPI payments?
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You can't apply for Infinia. Your bank should find you worthy and invite you to get the card. It takes a long time to build that credibility.
Isaiah Taye
Stealth
a year ago
HDFC Millennia is a good option. 5 perc cashback and lounge access every quarter.
I got it lifetime free because of a good credit history from Amazon Pay CC. But Amazon Pay won't provide lounge access.