Need Credit Card Suggestion
I currently have these cards:
- OneCard(mainly for their partner offers)
- Amazon Pay ICICI(for payments on Amazon and bill payments)
- Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
- IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)
My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.
Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.
I would suggest go with HDFC diners black/infina. Flat 3.33% returns plus smartbuy offers. I buy amazon pay voucher from smartbuy and use it everywhere. 3xto 5x points. You can redeem points on flights. If you get infinia then u can buy apple products and tanishq vouchers from points. You also get points on insurance so no worries there.
I've been wanting to get into the HDFC ecosystem for a while now. Will check these out, thanks!
Explore:
HDFC Infinia/ Diners Black.
Vistara IDFC card, rent and government spends are covered for milestone spends.