What are some good Credit cards
I use an HDFC Millennia credit card and it's giving 1% cashback for online spending. Planning to get another credit card as the current one is not giving any offers. 😤
What are some good credit cards that give good rewards/cashback? 🤑
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HDFC infinia/DCB, Axis Magnus though both of them have an eligibility criteria.
Do you own infinia? I am curious about what joining benefits do you get with that
@Akaza I own a DCB which is LTF. Was offered Infinia, but it wasn't LTF so didn't opt for it. Detailed joining benefits can be found on their website, however the ones I recall are 12.5k RPs which can be used against flight bookings, some prime memberships like Amazon Prime, zomato gold, club marriott, etc.
On top of this, free lounge access and 15-16% RP on vouchers purchase (includes Amazon, flipkart, myntra, pantaloons, titan, max, etc. - over 200 brands). The limits for RP here are 7.5k/month for DCB and 15k/month for Infinia.
Other aspects: you can get upto 3 add-on cards for lounge access. DCB is well Diners international , whereas Infinia is more accepted everywhere (I guess it's visa)
Nothing comes close to SBI Cashback CC as it’s give you 5% back on most online transactions.
Axis Ace is a good starter card
Infinia is by far the best card in India.
Axis ACE for utility payments + merchant txns & federal amplifi for shopping & travel + its a 0 forex card so great for international travel too
Found that there is a new type of card - Rupay UPI CC The benefit is, that you get reward points on UPI transactions. Currently, there are 3 good CCs
- Kiwi Rupay CC
- Tata Neu Rupay CC
- HDFC Rupay CC
If anyone has used any of the above ones, please add some input.
Depends on what kind of rewards you want. If it is pure cash back you are looking for, SBI Cashback card, Axis Airtel Card, HSBC Platinum Card may be what you are looking for. But if you like to travel, and wouldn’t mind rewards in the form of miles/points then certainly try to get HDFC DCB/Infinia, or Amex Platinum Travel and Axis Atlas. Credit card market is on the rise, you can pick and choose credit cards for your specific needs.
Axis ace+ airtel axis + sbi cashback