
Any review on Dezerv mutual fund PMS?
Iโm planning to move my MF investment to Dezerv PMS. Iโm planning to start with 50L(min req investment).
So, I have started investing in MFs. Started from very low amt of 7k pm which is divided into 3 parts: Large Cap: 2.5k, Medium Cap: 2.5k and Small Cap: 2k.
MF Invested: Icici bluechip direct growth, HDFC mid cap direct growth and Quant small cap direct growth
My financials: Fixed: 8L
Now my question is, in coming 6 months by what amount or % should I increase my monthly SIP.
When I started working at 33k monthly salary I was investing 20k monthly, at end of that year after growth it became almost 3 lakh rupees.
Invest the maximum possible amount, I'd recommend not to do too much diversification, keep it 1-2 MF at max if each instalment is less than 100k monthly.
100k monthly ๐ฟ
Not everything can be publicly sane.
There's a reason gyan givers at times often say,
"Do as I say, Not as I do" to save their credibility.
I'm typing my ๐ฌ rationale is if I have say 40k to invest monthly, better put all in one or maybe 2 splits at max, instead of 8k each in 5 different places, even one of them gives outsized gains like 30% if base share of that instrument in your total portfolio is smaller it won't make significant impact in growing the overall amount.
Be an investment maximalist. Aim for high %ages and curtail unnecessary wants.
doing that only, earning feels like monthly allowance that I never got. So I donโt know what to do with this money so earlier I was just making FDs but now I want to explore MF side hence the post. Anyways, thanks for the input๐ค
25% of your in hand salary per month should be a good number. Again depends on your personal spending habits. If you donโt have a family dependent on you, neither do you spend a lot on going out or shopping, then you can even save even more. But 25% should be a good number. What do you think?
I think 25% is a good amount for starting, also I donโt go out a lot so the remaining is my source of emergency funds ๐
Iโm planning to move my MF investment to Dezerv PMS. Iโm planning to start with 50L(min req investment).
Current mf portfolio (total invested = 10L) : Axis small cap Quant absolute Hdfc equity savings Axis blue chip Sbi gold (just started)
Top performers are axis small cap and quant; also running an sip on them
Current stocks (1.3L ): Mos...
Iโm starting my first job this month, CTC-14L Iโm not sure but assuming Iโll get 80-90K in hand Considering the job is in mumbai, the rent and other expenses would be high considering it to be 40-50K (pls tell how much it should be at ma...
I am planning to SIP on these 3 for the next 10-12 years.