GigglyPretzel
GigglyPretzel

Best health insurance to buy?

I want to buy health insurance for my parents.Which insurance company is widely recognized for its trustworthiness and reliability in the industry?

15mo ago
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9 min AI interview5 questions
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SnoozyQuokka
SnoozyQuokka
Planet15mo

If they are senior citizens, you must go for Star Health Red Carpet plan. It's the best plan for senior citizens in terms of pricing and most importantly smooth claims. If they are not senior citizens yet, you may consider HDFC Ergo Optima Secure plan. It gives good coverage and it's from one of the top insurance company, hence claims experience will be better.

GigglyPretzel
GigglyPretzel
Zensar15mo

Thank you 🙏.Very helpful

WobblyBiscuit
WobblyBiscuit

Avoid star health plan, very poor claim settlement

FluffyUnicorn
FluffyUnicorn

No insurance covers dental, is it?

SnoozyQuokka
SnoozyQuokka
Planet15mo

OPD is available as an addon with a normal health plan, but they bump up the premium crazily.
There are also standalone OPD plans available, but they have PED waiting periods attached. I didn't see any plans as attractive as yet.

JazzyBagel
JazzyBagel

HDFC Ergo

BouncyQuokka
BouncyQuokka
EXL15mo

Make a decision after reading this: beshak.org

JazzyPenguin
JazzyPenguin
Zomato15mo

HDFC ergo optima secure

PrancingBanana
PrancingBanana

Acko - platinum

QuirkyBagel
QuirkyBagel

Niva Bupa has really good coverage laddering over years would suggest you look into that

WobblyBiscuit
WobblyBiscuit

HDFC ergo, Niva Max Saver and care supreme

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Best Heath Insurance

I am planning to buy health insurance planning for my parents. Which policy will be best between below 2?

  1. HDFC ERGO optima secure
  2. Icici elevate

Please recommend any other policy if there are better.