Navigating the myriad options for credit cards in India can be overwhelming. With so many choices, it’s essential to find the right card that fits your financial needs and lifestyle. We’ve meticulously analyzed the top credit cards available in India to help you make an informed decision. Here’s our detailed guide to the best 20 credit cards in India.
- HDFC Bank Regalia Credit Card
The HDFC Bank Regalia Credit Card is a premium offering designed for frequent travelers and high spenders. With exceptional rewards, travel benefits, and concierge services, it stands out in the market.
Annual Fee: ₹2,500
Welcome Benefits: 2,500 reward points
Rewards: 4 reward points for every ₹150 spent
Travel Benefits: Complimentary airport lounge access, travel insurance, and concierge services
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SBI Card ELITE
The SBI Card ELITE is perfect for those who love luxury and travel. This card offers a wide range of lifestyle and travel benefits, making it a top contender.
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Annual Fee: ₹4,999
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Welcome Benefits: e-gift voucher worth ₹5,000
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Rewards: 2 reward points for every ₹100 spent
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Travel Benefits: Complimentary membership to the Priority Pass program
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American Express Platinum Travel Credit Card
American Express is known for its superior service, and the Platinum Travel Credit Card is no exception. It offers unmatched travel perks and rewards.
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Annual Fee: ₹5,000
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Welcome Benefits: 10,000 Membership Rewards® Points
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Rewards: 1 Membership Rewards® Point for every ₹50 spent
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Travel Benefits: Complimentary travel vouchers worth ₹19,000
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ICICI Bank Coral Credit Card
The ICICI Bank Coral Credit Card is ideal for everyday spending with great rewards on shopping, dining, and entertainment.
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Annual Fee: ₹500
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Welcome Benefits: NA
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Rewards: 2 PAYBACK points for every ₹100 spent
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Dining Benefits: Up to 15% savings on dining bills at select restaurants
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