Challenge me: CRED is a useless app

All of those useless jackpots, Grand Finale’s etc and what not! Nobody wins I’m sure. The names also are put on each of the items on Grand Finale contest after hours and not instantly. Pointing to the fact that winners are fake and not determined within each hour for each item.

The only pros of CRED is the payment for shitty bank credit cards that have poor UI.

The biggest cons? Selling our data to places we’re unaware of! One of the Reddit posts mentioned that as soon as he uninstalled cred and communities them to delete his data, he stopped getting Bajaj Finance spam calls! Too much coincidence?

(Aside: Heck, even Zepto once had an offer of winning an iPhone when buying Vim, was that also legit? These app based promos don’t bring the trust as much as offline retail channel promos)