QuirkyKoala

Credit card to bank account money transfer ideas

Hi I am trying to see further options of transferring credit card to bank accounts. All limits exhausted in various third party apps I tried. Any more suggestions as creditors are rejecting my new loans. Only option left for me to access funds is credit card to bank account with less transaction fees.

3mo ago

4.3Kviews

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CosmicQuokka

Paralleldots3mo

Bhai first cheez try karo Ghar walo se udhar leke ye loans repay karo aur baki sab band karo bhaut galat trap me fas rahe ho. (Being judgement: but I see lack of discipline to be using these things)

If that's also exhausted then.

If you've sbi cashback card try gimbooks app tax payment feature (nett 2.5% profit until 100k)

If you've icici apay card use apay wallet load from Amazon app and transfer using wallet UPI (net 0.36% charge after adjusting cb)

For any other card with base 1-1.5% rr use superpe app fresh/grocery payment option. (nett ~1% charge)

CosmicQuokka

Paralleldots3mo

QUIT TRADING now. Delete all your social media. Far too many people have lost their life attempting this.

You don't want to reach a point that compels considering extreme self harm.

QUIT TRADING.

QuirkyKoala

TCS3mo

Mere credit cards all limits crossed as I used full limits across all my cards, except some amounts left in a card or two. Kuch lakhon ka loan mila tho achcha hoga parson hein 2 lakh ka credit card ka bill over due ho gaya pay nahi kar paaya aur kal 5 lakh ke aur ek card due date hai. Pura kuch 30 lacs ke kuch credit card bills pending hai. Baaki personal loans.

BouncyPretzel

Newfold Digital3mo

Don’t do this. Interest rate is almost 30-40% for cash withdrawal from CC

QuirkyKoala

TCS3mo

Not cash withdrawl if you meant ATM withdrawl, it's bank account transfer I have been doing since couple of months, and I always paid in full. Some cards charge extra 1% apart from third party apps which already charge. So it eventually turns out to be 36% if I keep doing it long term but I have no option left