I'm Saurabh Jain, Co-Founder & CEO at Stable Money. Ask me anything!
Hi Grapevine,
I'm Saurabh, currently building Stable Money, India’s largest platform for fixed return investments.
I'd love to chat with you folks about my ...
Hi Grapevine,
I'm Aishwarya, currently building Hyperface, India’s most advanced modern banking platform, starting with credit cards. We enable banks & consumer companies to issue credit card products, seamlessly.
I'd love to chat with you folks about my journey in building Hyperface, my thoughts on fintech and financial services, organization building, amongst other things.
Ask me anything, I'll be back at 7:30 PM and begin answering! :)
I see you did your MBA in Advertising from MICA. How did you come about pursuing a career in Corporate Finance?
Oops corporate finance sounds too boring - I have been a retail banker actually - working to create products from liability to loans to remittances - MICA taught me customer obsession and respecting the nuances in making brand relevant - replace brand to banking product and thats where my MICA education and advertising background has helped me. From simplifying processes to building workflows I have had fun in retail banking - cherry on the cake is to be able to create business impact - like improved acquisition, better tunnel conversions, cost savings etc etc
My girlfriend is in IB and she complains a lot about high stress and long working hours which leaves very little time for both of us to cherish life and the little moments.
How did you manage the stress of finance and did you ever take mental therapy? How do you practice mindfulness?
All banking jobs - corporate/ retail/ investment banking all stressful - handling other people money aint easy! A great book that has helped me is Stillness is the key by Ryan Holiday. Most important practice is to be able to shut down and unwind every day - dont take stress full time (this is something I am struggling with as a startup founder but could do in the corporate world). Read, rest, recuperate and go back the next day stronger. Also with time you learn to juggle things
Hey Aishwarya,
Switching from corporate to building something wouldn't have been easy. Could you share the gist of how Hyperface came to be? How did the idea and team come together?
Both me and my co-founder (then Friend) were consulting neobanks and realised that banking integrations are too complex, even for the best of tech teams - we wanted to help them reimagine banking products and user experiences with an API first, modular stack.Credit cards was a natural selection 1. Due to the deep engagement nature of the product and 2. the growth of cobranded cards - which convinced us on the space. A pleasant surprise along the way has been banks embracing our stack to offer great user experiences - Hyperface is a culmination of our strong belief in embedded finance and modern banking. I would say the team is always a WIP- we have been lucky to have such a passionate team that is never afraid to challenge status quo!
Thank you so much for this answer. Very fascinating story and journey!
Nice product with good Vision
Thanks Sid, long way to go - need all your best wishes!
Hi Grapevine,
I'm Saurabh, currently building Stable Money, India’s largest platform for fixed return investments.
I'd love to chat with you folks about my ...
Hi Grapevine,
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I'd love to chat with you all about my journey in building...
Hi Grapevine,
I'm Viram, currently building Vested Finance. I founded Vested in 2019 during my MBA at Haas, wanting to make global investing as easy and acces...