Having a corporate medical cover is no doubt a valuable benefit but a corporate plan as a standalone policy can be insufficient as it comes with certain restrictions.
๐ต Coverage is typically low (usually upto 5 Lakhs)
๐จโ๐ฉโ๐งโ๐ฆ Does not adequately cover all dependents
โ ๏ธ In built sub-limits (e.g., room rent cap, daycare, domiciliary, modern treatments) and copayments
It is therefore strongly recommended to have personal health insurance over and above corporate policy to secure the health and financial well-being of your family.
However, understanding health insurance is complex and overwhelming. This is where we step in. Simple Insure AI helps you understand your corporate cover and recommends retail health insurance plans based on the gaps.
Currently, we offer policy analysis for the employees of these corporates: Bain & Company, Boston Consulting Group (BCG), Meesho, slice, HighRadius and PwC.
We're expanding our coverage to more companies soon! If youโd like your company to be included, let us know in the comments.
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