Is India Ready for a One - Stop Credit & Finance App?

I’ve been exploring the idea of building a startup that simplifies how Indians manage their finances—a single platform where users can compare and apply for home loans, personal loans, business loans, and credit cards from multiple partners, track all their FDs across banks, find the best FD rates (from big banks to small finance banks), access insurance options, and even get a clear view of their net worth.

With so many financial products scattered across different platforms, I see a gap for a super app that brings everything under one roof. But before diving in, I’d love to hear thoughts from this community. • Do you think there’s a market for such a platform? • What challenges do you see in making this work? • What features would make you trust and use an app like this?

Would love to get feedback—drop your thoughts and pointers!