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FloatingPotato
FloatingPotato
Wipro

Let's start a thread. How much is your EMI and SIP ?

Mine is EMI (Home Loan) 37K and SIP 35K.

20d ago
60Kviews
FloatingPotato
FloatingPotato
Wipro20d

Feeling so down seeing 2l/ 2.5l monthly SIP. My in hand salary is about half of that. 🙄

ZippySushi
ZippySushi
American Express20d

It's ok bro. U need not compare with others. Save as much as u can.

DerpyCupcake
DerpyCupcake
Oracle20d

Keep going, that's all, don't feel stressed by seeing the others responses. A SIP of 30k monthly for 20 years can do wonders.

GoofyPancake
GoofyPancake
Stealth20d

0, 2L

FloatingPotato
FloatingPotato
Wipro20d

Wow. 2L monthly SIP ? What is your YOE ?

GoofyPancake
GoofyPancake
Stealth20d

12 years

ZestyQuokka
ZestyQuokka
Stealth20d

0, 0

😬, 🥲

FloatingPotato
FloatingPotato
Wipro20d

My condition was pretty much the same pre-covid

PrancingMuffin
PrancingMuffin
WS Atkins19d

Koi toh mila 🥲

SparklyNugget
SparklyNugget
KPMG20d

12k emi , 2k sip.
Looking at others comments feeling sooo poor. 😥

SwirlyMarshmallow
SwirlyMarshmallow
LKQ19d

This feels real!

SillySushi
SillySushi
American Express19d

Comparison is the thief of joy my friend.

WobblyCupcake
WobblyCupcake
Stealth20d

EMI 63k home, 10k car Sip 1L

SquishyBagel
SquishyBagel
Google19d

Woah 10k for car? What sort of car is this and how much is the loan and how many years you are paying?

QuirkyNugget
QuirkyNugget
Stealth19d

10k is fine for a car. Whats the woah bit for. Any car above 10L will have an emi of atleast 10k with even a down payment of 2L

GoofyCupcake
GoofyCupcake
Microsoft20d

0 EMI, only rent. SIP: 2L

FloatingPotato
FloatingPotato
Wipro20d

Wow. 2L SIP monthly ?

GoofyKoala
GoofyKoala
Tech Mahindra19d

Fund name? If I may ask

WigglyBanana
WigglyBanana
Intuit20d

1.4, 1.1

WobblyCupcake
WobblyCupcake
Stealth19d

Pre closing loans?

WigglyBanana
WigglyBanana
Intuit19d

Will do , keeping some amount as liquid on hand now. I am paying full emi even without being liable to do so. Under pre emi but i full amount.

QuirkyUnicorn
QuirkyUnicorn
JP Morgan19d

55k,5k Education loan 🙃

PerkyPickle
PerkyPickle
Stealth17d

SAME

BubblyWaffle
BubblyWaffle
Freelancer20d

12k , 3L (into equity)

WobblyNarwhal
WobblyNarwhal
Adobe19d

YOE?

BubblyWaffle
BubblyWaffle
Freelancer19d

6 years corporate 2 years independent consultant .

WigglyBanana
WigglyBanana
Stealth19d

EMI - 0 SIP - 60K

WobblyNarwhal
WobblyNarwhal
Adobe19d

YOE?

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How am I doing financially?

IT professional, 35M. 240K take home per month.

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by SnoozyCupcakeSwiggy

How much do you save per month?

What is the biggest expense, how much do you save and how much do you invest

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Wtf everyone here 2l+ pm 🥵🔥

user

Save around 90% of my salary. Biggest expense is rent (25k).

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Income - 50k expenses - 15-20k saving - 30-35k

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by WobblyNuggetSoftware Developer

How much wealth have you created yourself?

  1. Real estate (invested value)
  2. Liquid cash
  3. Other Investments (invested value)

The wealth should not be inherited.

I'm 30. No house, 10L in cash and 5L in mutual funds. No inherited weath.

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user

Seeing the comment section,I realise I am broke.

user

This di*k measuring contest is really popular nowadays.

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I'm 31 1 apartment for 2Cr on loan … loan will be over in 5 years 1.5cr in MF 10-15L cash I started 4 SIPs...