TLDR: Folks in r/CreditCardsIndia have found massive marketing gimmicry by Cred's marketing campaign where they're paying people's credit card debts
Dude who gives Cashback these days ? You are in that cycle where you expect returns for every thing you do. Come out of it and consider it as a application which helps you to attain financial discipline
Mr or Ms Student please come out of your cycler of being oblivious because the world of maximising returns is way larger than you think. HDFC gives 1% cashback on credit card repayment alone!
Cred is truly a topic of surprise for me. Yes, I understand it has created a community of top spenders/credit worthy people in India. I also understand that they can use the information on such people for creating value for themselves.
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I feel cred is doomed and just trying to increase its value. And the end goal is to sell the cred to someone with h...
Is Cred a business or just a long party? If they are a business then how do they make money? What do they stand for - currently it just looks like a hangout place for super privileged bros?
Has anyone ever won anything on Cred jackpot in the last year or so? I feel they are utterly useless and only for engagement .
PS: Not talking about Rs 3/- cash back.
