Please review my portfolio.
Salary: 54K YOE: 1 Invest: 17K per Month
Emergency Fund: 1L (In Savings Account) MF + NIFTY + Gold: 1.85L EPF: 72K
Total NW: 3.57L
Need Suggestions!
I think you should also add SIP in large cap funds as well, your investment will be balanced. Rather using Zerodha or any broker for MF start using ET Money you will save a lot on your investment. Believe me.
What kind of suggestions you are looking? Or is it validation?
Is the MF split correct? Or should I sell or buy something new? Any overlaps? Etc.
For overlaps - there are many online FREE tools which you can use.
There’s no correct/wrong split in the market, it all depends on your risk profile and patience during bad times. At the same time, I would say mid/small caps are bit frothy right now. You should look at PE valuations of these funds over the years. Also, when you have flexicap in portfolio, exposure to small/mid cap fund might not be best in times of volatility.
Take more risk. Exposure to only Quant funds, that too small cap, mid, active and flexi.
Use ind money for portfolio tracking and overlap. Etc.
Very good bro
Don't count EPF/PF as part of your NW. While it is your NW, it's better to look at liquid amount and consider that only as you are just 1 yoe. Regardless at 23Y 1yoe, you are doing good. Keep it up
Hi all, I am 27y,M currently unmarried residing in Bangalore. Can somebody help me review my portfolio ?
Out of the IND stocks, 15L were invested by my father which has grown to 22L currently. Rest are what I have invested after working...
Age - 33 YOE - ~ 10 years in Marketing
Zero exposure to US stocks. Zero exposure to Crypto. Have a house (~45 lacs) for parents in a Tier 2 city which I haven’t added here. No liabilities (finished an education loan and a home loan)
...
Please evaluate my monthly equity SIP allocation and suggest any changes.
Monthly in-hand salary (after tax): ₹2.6 lakh
Age: 23
Monthly Mutual Fund SIP:
The wealth should not be inherited.
I'm 30. No house, 10L in cash and 5L in mutual funds. No inherited weath.
Seeing the comment section,I realise I am broke.
Okay, this post is not for any comparison but genuinely want to get insight on where do i stand in terms of saving among the corporate employees. I will go first. Age :28 NW : 65L
5.75 crore including flat . Not including car or jewellery. No loans or emis or debt of any kind . Age 41