OnlyDebits
OnlyDebits

Thoughts on Swiggy HDFC Credit card?

I'm an avid Swiggy user so was thinking of getting it. 10% CB up to 1500 sounds too good.

Wanted to know the general consensus on it and if there are better alternatives I can look at?

15mo ago
BrisbaneBunny
BrisbaneBunny

Swiggy Money and 1500 cap were a huge deterrent for me. I'm happy with Amazon ICICI.

LayMan
LayMan

If you're spending over 15k monthly on swiggy, or 30k monthly on amazon/flipkart, there are other bigger problems

OnlyDebits
OnlyDebits

😂😂😂😂

salt
salt
Gojek15mo

Amazon ICICI is the best out there for most folks imo.

OnlyDebits
OnlyDebits

I have it but I see zero value probably because I only buy one off things from Amazon. I'm not an online shopper at all

salt
salt
Gojek15mo

Ah okay. Personally, I make most purchases via Amazon for myself and family. So the 5% cash back adds up very quickly.

Nirvana1991
Nirvana1991

I’d rather go with SBI Cashback card

OnlyDebits
OnlyDebits

Why so?

Nirvana1991
Nirvana1991

5% cashback on pretty much all online spends. And real money cashback not swiggy money. Monthly capping is 5k.

ItchyPerineum
ItchyPerineum
Optum15mo

Cashback is credited as Swiggy Money, not direct credit to the statement.

OnlyDebits
OnlyDebits

Yeah I am aware and that's okay for me

everything
everything

If you already have swiggy one and monthly spends are more than 2k on swiggy then its no brainer to get it

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