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PeppyTaco
PeppyTaco
Stealth

Thoughts on Swiggy HDFC Credit card?

I'm an avid Swiggy user so was thinking of getting it. 10% CB up to 1500 sounds too good.

Wanted to know the general consensus on it and if there are better alternatives I can look at?

16mo ago
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JumpyRaccoon
JumpyRaccoon
Bollywood16mo

Swiggy Money and 1500 cap were a huge deterrent for me. I'm happy with Amazon ICICI.

SparklyPickle
SparklyPickle
Stealth16mo

If you're spending over 15k monthly on swiggy, or 30k monthly on amazon/flipkart, there are other bigger problems

PeppyTaco
PeppyTaco
Stealth16mo

😂😂😂😂

SquishyQuokka
SquishyQuokka
Gojek16mo

Amazon ICICI is the best out there for most folks imo.

PeppyTaco
PeppyTaco
Stealth16mo

I have it but I see zero value probably because I only buy one off things from Amazon. I'm not an online shopper at all

SquishyQuokka
SquishyQuokka
Gojek16mo

Ah okay. Personally, I make most purchases via Amazon for myself and family. So the 5% cash back adds up very quickly.

SnoozyPotato
SnoozyPotato
Stealth16mo

I’d rather go with SBI Cashback card

PeppyTaco
PeppyTaco
Stealth16mo

Why so?

SnoozyPotato
SnoozyPotato
Stealth16mo

5% cashback on pretty much all online spends. And real money cashback not swiggy money. Monthly capping is 5k.

JazzyMarshmallow
JazzyMarshmallow
Optum16mo

Cashback is credited as Swiggy Money, not direct credit to the statement.

PeppyTaco
PeppyTaco
Stealth16mo

Yeah I am aware and that's okay for me

BubblyHamster
BubblyHamster
Stealth16mo

If you already have swiggy one and monthly spends are more than 2k on swiggy then its no brainer to get it

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