Anyone working in Sales/Relationship Management at HDFC Bank?
I'm in talks with HDFC bank for a Sr RM role. Want to understand what to expect, how much do they pay, how is the culture, what is the allotment basis, can I ask for my hometown
Kungfupanda
Student
What does a relationship manager actually does in a bank?
I’ve got a job as a fresher in HDFC as relationship manager, but I’ve no idea what they do or what my career will look like with this job. I’m a marketing student, always wanted a job in marketing and I don’t know how i’ll be able to work in a bank or in future will i be able to switch to marketing after working in bank?
21mo ago
alphaguy
Dunzo21mo
Idk about the actual job, but since I have an RM at HDFC and I do ping her quite often - credit card, cheque, upgrades, address change, loan. And she calls me for - investments and fd etc
Banking is painful without an RM
Kungfupanda
Student21mo
Okay now I’ve a vague idea, thanks
Droughtbear
Student21mo
Your job is sales. Straightforward targets for your branch for banking and 3rd party products. Switching to marketing is tough unless you are in the corporate office.
Kungfupanda
Student21mo
Got it, i also think it’ll be mostly sales. I’ve no interest in banking or finance jobs, will it be easier if I try and switch in first 6-7 months? Also for the context I’ll complete my MBA from IIML this year. And graduation is also in marketing
Jethia
IndusInd Bank21mo
Depends of you are a corporate RM or retail RM. In case of corporate RM, you build relationships with companies, extend loans and other credit facilities, perform numerous documentation. Your main target is to generate income through processing fees and cross selling other products.
Kungfupanda
Student21mo
Thank you so much !!
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