/s
[ also hoping to have some responses from people in their 30s & 40s for insights ]
pls don’t say boards dene ki jagah crypto kharidna tha 2014 me🫠
Not upskilling and staying in TCS since 4+ years. Biggest blunder of my life. I feel like flogging myself and killing myself for being lazy and slacking off when the tech boom happened in 2020-2021. Got an amazing offer from a very reputed American company which I could’ve easily bagged but I like a big time dumb fuck and an arrogant piece of shit, I turned it down. I will never ever forgive myself for being the dumbest man on earth to decline that offer. Now I’m stuck in TCS with peanut pay, horrible growth and shitty life.
Not investing early in life. Started investing at the age of 27. Folks start at the age of 22. There are folks who are earning 2x of what I’m currently earning at the age of 30. People at the age of 30 are earning 40+ lakhs and I meanwhile I’m not even earning half of it.
Not being consistent with working out and taking care of myself. Had a lot of junk food, was inconsistent with work outs, spent around 1.5+ lakhs on total for gym subscriptions, personal trainers. Protein shakes for almost 4 years. In return . I’m back where I was 4 years ago. Spend thousands for hairfall treatments since 4 years but since I was inconsistent with applying medication . I’ve lost most of the my hair in just 4-5 months. So I’m back to square 1 with respect to my hair fall treatment.
Spent lakhs on total on udemy courses, boot camps. Language classes, guitar classes to end up completing absolutely nothing of these. Left a few in halfway of what I started.
Didn’t spend money wisely. Wasted money in impulsive buying. Now I don’t even have enough cans though I’ve been working since 4 years to buy a nice bike. I’m currently riding a second hand commuter while my college friends & colleagues are buying nice motorcycles, new cars, going abroad for a holiday, wearing nice clothes, dining in nice places & are living a life full of experiences.
Laziness, ego, arrogance, ignorance & self pity has pushed me in a deep pit filled with crap, fear, regret, self hatred🤡🤡
🫂
comparison is the biggest joy killer.
shit happens. priorities change. maybe 5 years down the line, none of these would matter. can’t do shit about stuff that’s already been done. don’t be so hard on yourself. you’re doing great. if you really wanna compare, compare how much you’ve grown/accomplished in the last couple years.
you’re doing great man. be kind to yourself 🫂
That’s the problem.
I napped happily for 2 years of my life- 2 precious years in my 20s.
I feel so lost. I didn’t prioritise my personal growth. Instead, I spent a lot of time working for the client. In the end, what did I get- ABSOLUTELY NOTHING! Though I slogged 4 years irrespective of my health issues, surgeries, sacrificing my personal life, I’m still denied a promotion. The management has a very good idea on my performance as they’ve received a testimonial mails from the client. Yet I’m denied promotion. I like a dumb fuck didn’t even document the work I did for the client. I’ve just realised that I’ve worked on 20+ projects for the client (I’m not adding the additional work I’ve done. That would increase the count easily to 35), I failed to document it. I just realised this sometime back.
What have I got in return for all the hard work? Absolutely nothing! I’ve slogged like a donkey and have got absolutely nothing in return. My 20s are over. The time I’m supposed to hustle, explore and experiment is spent on working like a dumb fuck for hours and hours and not getting anything in return. I am so frustrated and angry with myself at this moment. I feel like killing myself but I’m too scared and a big time coward to do that.
Didn't choose computer science as my major in T2 IIT and ended up doing noncore branch in top 5 IIT
Not being aggressive with investments - invested more in debt than equity in early years of career
I have just started investing ..what advice would you give me ?
Start with equity heavy mutual funds and index funds, you can see their performance and publicly, but chose open ended schemes which have been around for a while (>3 years) rather than newbies who have seen just a good first year. Next stage will be to see which stocks these funds invest in, and try to form your own thesis to pick specific stocks and beat the performance of these funds on your own. If you want, just create a mock portfolio in excel instead of investing real money in stocks. Keep a very small amount in FD (just so that you have some money for emergencies). Other than stocks, also look at Gold as a small % of your portfolio
Didn't focus on my health and physique while slogging my ass for work. I joined an early stage startup as an intern and after one week, lockdown started. While working from home, my routine just went ridiculous. Woke up, attended standup on table, had coffee on table, worked till afternoon, had lunch on table, had evening tea on table, had dinner on table, had midnight cravings on table, carried my laptop to bed for watching youtube while sleeping and slept with my headphones stuck in my ears.
You might say I am weird but it is what it is. Gained a lot of weight. Regret it a lot now. Health >>>>> any fucking job.
