TwirlyWalrus
TwirlyWalrus

Which is the best bank to open a Savings Account with right now ?

This is not going to be my salary account and would love if they have a credit card that has good benefits too

14mo ago
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WobblyWalrus
WobblyWalrus

I have been using ICICI bank as my primary account for the last 7 years, there tech is really superior ( I also have account in hdfc and parents have pnb, sbi & yes bank)

Icici is hitting it out of the park, I dont think I have visited the bank more than 3 times in 7 years.

TwirlyWalrus
TwirlyWalrus
TCS14mo

3 times in 7yrs really is impressive!

WobblyWalrus
WobblyWalrus

I know right? Please also note that I dont use a cheque book, most of my transactions are online. I havent changed the address or any other details so it might vary a little bit for you but I have had absolutely no need, dont even use netbanking a lot. There app is more than enough.

ZippyDonut
ZippyDonut
Juspay14mo

Go for idfc if you plan on keeping higher balances. They give good rate of interest on savings with a very good digital experience

PrancingMochi
PrancingMochi
HCL14mo

+1

TwirlyWalrus
TwirlyWalrus
TCS14mo

Ahh okay. Will definitely consider them

ZestyBurrito
ZestyBurrito

Au small finance bank, easy to open and cc has good offers too.

ZippyPickle
ZippyPickle

It's a small finance bank. I would never recommend having more than 5Lacs in small Finanace oe cooperative banks(even if Kiara convinces me to do so).

DerpyCupcake
DerpyCupcake
Cisco14mo

I can recommend going for HDFC because of their better mobile banking experience. PSU bank’s are not that great with mobile banking and customer support online.

You can look into Axis and ICICI as well but my top choice will be HDFC.

TwirlyWalrus
TwirlyWalrus
TCS14mo

I already have HDFC. So will look into Axis or ICICI

DancingCupcake
DancingCupcake

I have never visited my home branch in ICICI in the last 4 years, visited the nearest branch 1 time and a random branch 1 time. I haven't seen my home branch. But if a credit card is your calling ICICI has shit card, but HDFC is good. Though HDFC UX is shit, worse than big psu even.

FuzzyMuffin
FuzzyMuffin

Jupiter mei karle bro

SwirlyTaco
SwirlyTaco
PayTM14mo

Bhai ye mazak karne layak sawaal nhi hai

FuzzyMuffin
FuzzyMuffin

Bhai mere, serious hi hu. Try karke dekh le, terko accha hi lagega

RBI protected hai

SquishyNarwhal
SquishyNarwhal

ICICI interface and services are good. Most requests can be completed through app itself.

HDFC digital setup is poor but they offer best credit cards.

ZippyPickle
ZippyPickle

Idfc first

PerkyNoodle
PerkyNoodle
Gojek14mo

Icici or Federal. decent online and mobile banking experience.

BouncyBoba
BouncyBoba
Encora14mo

Currently Using ICICI Bank savings account. The mobile application is really good.

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