FuzzyPickle
FuzzyPickle

Why do i have so much difference between the two

Its been like this since past 2 years

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11mo ago
SillyDonut
SillyDonut
TCS11mo

Crif is like mom is a bit rigid.

Experian is dad, chill.

Mine is 888 and 777.

Don't worry just see excellent that is fine

ZippyCoconut
ZippyCoconut

Both are different organisations...thier methods are different to calculate score.

ZippyCoconut
ZippyCoconut

There are total 4 credit reporting agencies in India :

  1. Cibil (mostly used by banks for personal,home loan etc.)
  2. Experian (mostly used by nbfc for consumer durable loans)
  3. Crif (mostly used by all technology based instant offering nbfc and Business loans)
  4. Equifax( .... Not sure 😀)
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But we both started at the same time in the same field, and i am at 18LPA no ESOPS, this difference feels a bit weird.

Does that happen with everyone?...

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Dost fail hota hai toh bura lagta hai but agar wahi dost first ajaye toh bohot bura lagta hai

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