Which health insurance and covers you have?
Which health insurance would you suggest, I started looking from acko but found a mandatory health tests before applying. Suggest some good sources to buy health insurance without hassles. so i am looking for cover of me, my mom and sister. Is there a way to get my sister covered or will I have to get one for her separately, all inputs are welcomed, please share your good and bad experiences with all insurance covers and premiums you avail
Isaiah Hyrum
Stealth
9 months ago
1. Avoid covering your mom under the same policy as chances of her higher probability of claim inflating overall premium.
2. Apart from Acko, public sector insurances are quite healthy in claim settlement and get them along with an efficient TPA.
3. Get a super top up over and above base policy to cover tail case scenario of 40L bills
Claims don’t inflate the insurance premiums. Premiums change due to inflation, change in age bands, and if the insurer hikes the premiums.
Jordon Carmden
Stealth
9 months ago
Ditto, they give good advice based on data
Pro don't go for Acko and all. Go for HDFC Ergo or Tata AIG - they have the highest claim settlement ratio in India
Can you please share the details. Looking for something similar.
