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What percentage of your salary do you invest?

Do share the portfolio size as well. I’ll go first- Take home per month- 1.75L (changed to 2.1 right now, but I’ll talk about previous one) SIP- 70k Stocks- ~30k if you average on a quarterly basis (smallcase) Percentage- 57% Portfolio- 33.5L Curious to see how others invest. Apologies if there is an existing thread about this

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steppenwolf

Stealth

7 months ago

I trade actively and i bring 80-90% of my salary into my trading account each month.
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Learningmind

Stealth

7 months ago

What's your monthly return and what is your advice to someone who would like to do trading along with full time job
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steppenwolf

Stealth

7 months ago

My advice would be - Dont think of monthly return, it will create a psychological blockage for you. Think of compounding your money year on year basis. Bring only that money in the market that you don't need this way you don't have to worry about monthly return. Stay away from futures and options for the initial 3-5 years no matter how many profit screenshots you see on sm. If any one claims that you can double up your money in options in a year or this strategy works 90% 100% stay the f away from such people. They are nothing but scammers. OI, this strategy , that hedging all of these is nonsense. stay away. Stick to equities, don't go below daily TF, use daily and weekly time frames in combination. As you gain experience you can trade hourly TF as well. It is very much possible to trade with your job, you can definitely do it and create massive wealth out of the market. Don't listen to anybody and keep following the process. I can suggest some books to you just to get started, if you are interested.
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Engineer404

Stealth

7 months ago

Really good investments, curious to know about your emergency fund size?
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Sprinklr

7 months ago

2.5L
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Engineer404

Stealth

7 months ago

Isn’t it a bit low, assuming you are considering 3-6 months of monthly expenses
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NiceWork

Student

7 months ago

What do you do for work?
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Sprinklr

7 months ago

I’m a Product Manager at Jio
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WiltedSignal

Student

7 months ago

Too naive but network kharab aata hai mere area me. Kuch kar sakte ho kya boss?
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Fish

Stealth

7 months ago

I invest 95% of my salary. The majority of it is in mutual funds, but I keep aside a small amount for swing trading. Any gains from trading are used for my hobbies :) or reinvested.
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Sprinklr

7 months ago

Can you share you’re able to have your percentage that high?
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Fish

Stealth

7 months ago

It's quite simple really. I have a decent base salary to begin with. I also live with my parents so no food and rent expenses. Big fan of public transport so no fuel and maintenance charges either. Any other expenses get covered in that 5%. Since I have friends that are in a tight spot moneywise, vacations/trips are tightly budgeted for, so no unnecessary spending on that front . My hobbies - gaming and baking - are cheap too. I anticipate this changing when I get older though, so I'm saving as much as I can when I can.
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Engineer404

Stealth

7 months ago

Also how much time did you take to create a portfolio of 33L
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Sprinklr

7 months ago

3 years. Started with sip of 15k with my first job. Then started increasing as my income kept growing
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FindingHorses

Stealth

7 months ago

I invest 80% of my salary
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WholeQuartz

Stealth

7 months ago

@TheSourPM What’s the total yoe
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Sprinklr

7 months ago

Close to 6. The first 2 were at 5LPA (ground level sales) PM for 4 years (6.8 to 34LPA)
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WholeQuartz

Stealth

7 months ago

Investments becomes easy when you do have dependency like loans, credit card bills,rent and family support In case my 100% salary goes into this.
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PersonalFinanceAbhi

Stealth

7 months ago

Hey that’s a nice post! If anyone needs any financial planning guidance I would be happy to help! Every individual must plan their investment as soon as they start earning so that the compounding effect starts working. I planned it well for myself since last 15 years and it helped me so well that my portfolio is taking care of my family’s entire expenses.
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WholeQuartz

Stealth

7 months ago

Please share some advice
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PersonalFinanceAbhi

Stealth

7 months ago

Hi! There is no general standard fit for all advise. Every evening person has unique risk capacity, cash flow, liabilities etc so feel free to dm us on 7990744040 and I will personally look into that.
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Where and how much are you saving/ investing per month?

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Equity Portfolio touched 2Cr this Friday!

A win in its own sense. I invest in mutual fund as well which is worth 27L but this is direct equity portfolio. AMA

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