Suggest best credit cards
Guys, help me decide a really good credit card between hdfc and icici. I targeted for regalia, but they won't give it. They are trying to upsell millenia and saying they will upgrade it later based on my spending etc. I haven't checked icici cards yet. Can you help me decide or give some more solid points about which cards you personally recommend? I am not rich, no private vehicle, not a heavy buyer of stuff (moderate buyer of necessities).
Amazon pay ICICI card is probably a very good card for you (considering you are not a big spender)
You won’t have to use Amazon pay. Relax. I won’t torture you like that 😛
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@SolidHumor You can try Flipkart Axis Bank Credit Card.. The main advantage is the cashback gets directly credited to the card.. no need to redeem as third party vouchers which are a way of promoting you to buy from there.. when I purchased, I got it with no maintenance charges.. basically completely free.. but not sure if they have any charges now..
Thanks! This card is only for axis account holder and only applicable on flipkart purchases, is it?
Nah.. Anyone can get this card.. no axis account is needed.. 5% cashback on any purchases on Flipkart.. 4% cashback on partnered appa like swiggy, Uber, PVR and so on.. and on all other transactions, it was 1.5% when I purchased it.. but now it is 1% i think.. and it was completely free earlier, but now they have 500rs annual fees I guess.. considering 500rs not sure if it is a great card.. But when I got it for free, it made a lot of sense..😉
If you need a good basic one then get these two
Hdfc tata neu
ICICI Amazon pay
Got it mate. Icici amazon card is being suggested by many. Surely gonna check out!
sleep
Stealth
4 months ago
Millennia is good IMO, ask them to make it LTF & then get it. I’ve an upgrade from Millennia to Regalia Gold and I’m not upgrading 😂
Another good card could be SBI cash back credit card, if you’d at least spend ₹2L/year.
Thanks bro.
Millenia is being given as LTF only...so you say it's not bad? 🤔 interesting. Should I get it then?
Why are you not upgrading to regalia?
Yeah, 2 lakhs yearly spend is possible. Will check sbi card also then. Thanks!
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Stealth
4 months ago
It does float my boat. This is an okay card to have which is also given out as LTF.
