Investment Advice - Short Term
Please suggest some short-term (6Months - 1 Year) investment options, other than FD with good returns.
BorrowerBadshah
Stealth
a year ago
What is your risk appetite ?
FatFourths92
Student
a year ago
Medium.
If possible, can you suggest the investment options at all the risk levels.
Anything related to equities will be a big risk and you might lose money if there is a correction from the all time high we are at right now.
Private debt funds will give the same return as FD but have a higher risk. Any indexation benefit over such short term would be peanuts, ao benefit over FDs.
Best option would be to park it in a 6 month FD. This way whenever you break it before maturity, the penalty would have a lesser impact.
If you still want to try equities, then allocate maybe 30% of the capital in some the top large-cap companies with a strict stoploss via GTT order. Rest should be FD.
I dont think ...there is anything other than FD for less than year
FatFourths92
Student
a year ago
I think there are a few Debt Mutual Funds, P2P lending options. I don't have an in-depth idea about them. Looking for some expert advice.
Debt funds may give 6% that is more or less same as FD.
P2P is risky.
skadoodle
Stealth
a year ago
Go for T bills, you can opt for upto 1 year Tbills and I guess current return rate is around 7pc
