Salary accounts?
What account did you choose to get your salary in and why?
HDFC is professional, reliable, fast and has a good application.
In Ahmedabad, hdfc bank branch manager makes you run around like they're SBI, they needs physical visit for reactivate dormat NRE account which they themselves stopped, will reject incoming swift txn, not reliable unless I take their privileged banking.
PS. I've been troubled very much by hdfc so sharing their snobbish tactics.
Wanderer
Stealth
a year ago
ICICI bank because Dad banked with them during his working days. They’re generally good, faced no issues until now (7+ years)
Kotak since I started my professional journey. Planning to add HDFC, SBI now. Maybe ICICI. Primarily from the fallback point of view and foreign exchange.
majboormajdoor
Stealth
a year ago
Over your career, keep shifting and do 2-timing the banks! I did hdfc+idbi+Axis before, now settled on hdfc+sbi pair.
Friends use ICICI and love it
yesmonk
Stealth
a year ago
What purposes do you use your accounts for?
majboormajdoor
Stealth
a year ago
Initially employers used to force for specific bank. And pre-UPI, atm withdrawals were charged. So I preferred having many debit cards to withdraw.
Now I keep backup in case of downtime, scams, account gets locked etc. I wanted to keep one for expenses and one for savings, but I haven't gotten around to that system
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IDFC.
best app experience, monthly interest 4% min, low USD to INR charges for RSUs or stocks sell
