Ditto are good. They are not salesy people. They are into advisory.  
 For Term insurance-  
 Go with an established one. Check their claim settlement rates.  
 Note - You are not buying this for yourself, instead you are buying this for the ones you’ll left behind. 
 Focus on easy, digital claim process and high claim settlement rates. The insurer should be there down the line 30-40-50 years.

PB is an aggregator of companies with corporate license. Ditto is an aggregator of individual advisors. You can buy from either of them. PB may be able to give you some discount though. If you rather prefer to buy offline, you may email me. I'm a registered advisor with Max life insurance in Bangalore having clients in different cities.

Software Engineer

Product Manager

Software Architect

Policy Bazaar is mental harassment. Use Ditto

How I do is/was to give a dummy phone number to get quotes and compatitive analysis. Then go directly to insurer to buy policy.

In policybazaar I mean. Forgot to add in original reply

PBs are crooks don't buy anything from them

Dm me. I am a financial planner and buying such insurance from those who are into same business is always better then buying with a third party because we can push for settlement in case of hurdles.

Founder

Hey Folks! Planning to buy Term Insurance with 1Cr Cover. Which platform would you suggest? Ditto Insurance or Policy Bazaar?

Welcome to Personal Finance's Private Community

Hey Folks! Planning to buy Term Insurance with 1Cr Cover.
Which platform would you suggest? Ditto Insurance or Policy Bazaar?

Term Insurance

Term Insurance- Grapevine

Term Insurance Required.!

Looking out to buy Term Insurance. Am married, and both of us are working.
Wanted advice on deciding the coverage amount, cover till age, deciding between various plans, should both of us take the insurance

Anyone who has taken it, please advise. Thanks in advance!

Term Insurance Advice Needed

Analytics Manager

Can anyone suggest a good term insurance plan. Is LIC a good option ?

Term plan

Tech Lead

So I'm 23M and i wanna buy life insurance of 2Cr. Would really appreciate it if you guys could answer a few questions!
1) Which life insurance do you have?
2) How much is the premium?
3) How many years do you have to pay the premium?
4) How much cover does it have?
5) Any riders you added to your insurance?
6) Where did you buy the life insurance?
7) What questions should i ask the agent before buying the insurance?

Life Insurance

I have an existing pure term insurance worth 1 CR. I feel I am under insured and want to go for another pure term insurance worth Rs 1 CR. How should I decide if I should go ahead with this?

Term Insurance - Should I go for a 2nd term insurance?

Hi all , have you taken health insurance for your parents ? If yes what amount coverage ? What is the premium per month ? And which vendor? Any extra benefits you can also point that out

URGENT Parents Insurance

Which company is giving best term insurance?
Till what year have people brought term insurance? What have you kept retirement age there?
How useful be 1 crore term insurance be after 50-60 yrs considering inflation?
I am currently 25 yrs old and was planning to buy good term insurance

Which company is better to go with term Insurance and how much should be the amount in general 

Taking till 65Y is fine?

Best Term Insurance

Program Manager

Hello folks.
First of all - this community is really helpful. I like how all of us share our learnings, queries etc and get quality insights on them.

Main question- I am 31 yrs old and would want to purchase life insurance.  Can anyone suggest me which is the best life insurance to buy?
Also, I think I should have bought life insurance before only 😅...2-3 yrs back

Life insurance to buy??

Help your brothers

I'm in late 20's now. 
  
 To my bro's in their early 20's: 
  
 "Please priorities your fitness. Aim to establish a routine and get into a shape you yourself are comfortable with and proud of."

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