Buying home by home loan or savings from MF

I had the same doubt. Everyone says don't take home loan too early in your life. unexpected things can happen. Then that EMI will be headache. Our jobs are also not that secured.

Buying Home at 25 makes more sense as you start early and your home will be loan free at earliest. No stress of the landlord, rent, and any other nuance rest in case if you move to another house anyhow you'll get the appreciated value of the property. So, buying a home makes more sense to me.

I have read or listened somewhere that you have 1cr ya 2cr( I don't know exact amount)invest in stocks or mf then you will get monthly 5lakh It's a good amount Instead of buying a house you can do this

If you are looking for the consultancy for investments then I work in a company where our founder who has 20+ years experience in the banking sector provides consultancy as per your needs.....we provide the consultancy for the usage of your savings and the loans and for more help we can have a chat....do let me know please if you are interested in it. We provide both online and offline meetings with the consultant Thank you

Try to defer buying a house as long as possible. Although buying a house is a emotional choice, but taking a huge loan at yearly years can cause serious troubles if things go wrong. I am not sure about your industry/role, but in software engineering, it is possible to buy a house without any loan in 7-8 yrs.

Buying home in your 20s or early 30s are the worst decisions you can make. Of course unless you are sitting on a pile of cash. You'll fall in the trap of emi. It's a prison. It will easily push you 10-20 years behind. I'll suggest investment

It would be great if you could tell when did u start your career and in which domain