Friday Fin - PMS Vs MF 🤔
For any investor, Mutual funds after a point become less exciting mode of investments. Also last 4 years spoiled everyone in the market. I was in a similar space and was trying to pick a PMS to accelerate my folio, but looks like returns aren’t too exciting ( cost of PMS > MF). Additionally, I am not able to see any consistency in top rankings over the different time-periods. Thought of sharing this if any of us is going through similar confusions. Happy Investing! https://www.pmsaifworld.com/blog/portfolio-management-services-pms-vs-equity-mutual-funds-mf-detailed-score-card-data-as-of-31-03-2023/
I've been through this. I went with a PMS.
As you noted there's no consistency between the top mutual funds across 3/5/10 year time periods. If you have the time and knowledge, you can review and change your future allocations at least once a year. However I didn't, so investing a part of my portfolio in pms made sense.
Would you like to share more on your PMS experience? How you figured out which PMS and data if any.
I took the lazy approach. Most pms have entry tickets of 50L and invest in a single theme/cap. Icici allowed me to invest 25L in opportunities and 25L in large/mid. It's been 6 months and my 50L is now 60L. I'm satisfied. I haven't had to look at these at all i.e. this has been completely passive.
@ElonMast hmm they recommended high investment amount to keep fees low as percentage.. but yes fees is high
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LooseGoose
Stealth
3 months ago
Learn how to analyse and trade stocks, do it yourself. These management services aren't that hard to beat.
LooseGoose
Stealth
3 months ago
I am :) Took me 7 years though, to really learn well. Others can take longer or shorter, depending on how much time and money they have at hand
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