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Not just that. Your personal inflation rate is much higher than the market inflation. E.g.: If rent is a major part of your expense and your rent was hiked by 30% this year then your inflation rate is close to ~30%
https://www.livemint.com/industry/human-resource/910-hikes-may-not-help-beat-inflation/amp-11700418370191.html#amp_tf=From%20%251%24s&aoh=17004422217091&csi=0&referrer=https%3A%2F%2Fwww.google.com
Manrega ka Majdoor bana rakha h…
Gormint aunty was right