Go for the one that has good support. We used to use onsurity but planning to move to plum

Consultant

Product Owner

How do you check/ rate what is good and what is not?

Anyone handling Group Medical Insurance at their company?

Anyone handling Group Medical Insurance at their company?- Grapevine

Welcome to Office Gossip's Private Community

The median sum insured is only 3 Lakh
Only 56% offer maternity benefits
Only 25% provide cover for employees’ parents

Hey folks, I work at Plum and this week launched our State of Employee Benefits report (https://www.plumhq.com/state-of-eb). We dug into a ton of data and turns out employees in India don’t really get a good deal when it comes to insurance and other health benefits. Here’s some more interesting aspects - 

1. While Unicorns are doing better than most companies out there, even competing unicorns could have vastly different policies and coverage

2. Enterprise safety is a real thing. They definitely tend to do better than all the ‘hyper-growth, hustle is life’ startups

Would love to hear from this community. And please AMA about the report or how to evaluate your own company-provided insurance and benefits :)

Indian employees are under insured by companies

Head Of Marketing

Welcome to Personal Finance's Private Community

Please do share what's the cover you have taken. Also, do you look only for claims settlement ratio or are there any other factors that were considered while finalizing?

Planning to move away from Star Health and looking for options.

Which Health Insurance do you have apart from the ones provided by your employer?

Program Manager

I wanted to reach out to all the professional to know more about the underlying perk as parental health insurance.

How your employer support you on this.
Whats the premium looks like, is any co-pay or room cap limit.

Lets discuss this on this.

How are you handling your parental health insurance policy?

Software Engineer

Anyone having experience with medical insurance claims? 

I added claim for appendix operation and I’m on notice period. My managers and HRs are ghosting me. Plum comes back asking for the same document. 

Have a big amount (the amount looks big to me) used up for this as the hospital didn’t have cashless facility. 

What to do here? Feeling helpless.

Medical Insurance Claims

Welcome to Indian Startups's Private Community

Having a corporate medical cover is no doubt a valuable benefit but a corporate plan as a standalone policy can be insufficient as it comes with certain restrictions.

💵 Coverage is typically low (usually upto 5 Lakhs)
👨‍👩‍👧‍👦 Does not adequately cover all dependents
⚠️ In built sub-limits (e.g., room rent cap, daycare, domiciliary, modern treatments) and copayments

It is therefore strongly recommended to have personal health insurance over and above corporate policy to secure the health and financial well-being of your family.

However, understanding health insurance is complex and overwhelming. This is where we step in. Simple Insure AI helps you understand your corporate cover and recommends retail health insurance plans based on the gaps.

Currently, we offer policy analysis for the employees of these corporates: Bain & Company, Boston Consulting Group (BCG), Meesho, slice, HighRadius and PwC.

We're expanding our coverage to more companies soon! If you’d like your company to be included, let us know in the comments.

Click on the company wise links on our linktree link

Simplify your health insurance purchase with Simple Insure AI

Simple Insure | Instagram | Linktree

If you are working at Meesho, Slice, HighRadius, PwC, Bain and BCG, we have analyzed your corporate health insurance policy

Founder

Thinking about Acko platinum for 4+2(Parents)+2(Parents In-laws) , in Acko platinum estimated cost would be roughly INR 1.4Lakhs for 1 crore insurance. 
If someone has any better option please let me know. 
Thanks

Need suggestions on Personal medical/health insurance plans?

Project Manager

Welcome to Software Engineers's Private Community

Please suggest a good Health insurance

Hey, In my company (early stage startup) we don't have insurance, so I wanted to know the best health insurance according to you for me and my parents (above 50) which should have OPD and Cashless treatment. Is implant covered in Insurance?

Best Medical Insurance

Welcome to IT Company Discussion's Private Community

Pls suggest tech companies in Bangalore that give insurance cover to parents as well? 


What are some of the companies? 



#tech

Anyone handling Group Medical Insurance at their company?

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