FuzzyNoodle
FuzzyNoodle

Anyone knows how ISA model work?

Hi, I am planning to lauch a edtech startup based on ISA (income sharing agreement) model. But I need some help in tracking student finances after completing our course. Basically, I should be able to know if student start earing from a corporate job after the course. I heard some fintechs provide this option and give it as loan to student to pay off course fee. But which finance companies are providing this and how do I approach them?

11mo ago
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MagicalHamster
MagicalHamster

Hey @Rajashekarreddy check out Eduvanz and Propelld

Most of the Edtech startups with ISA that I’ve spoken with have partnered with them

FuzzyNoodle
FuzzyNoodle

Thank for your reply. Eduvanz is not partnering with firms less than 3yr old. Need to check propelld

FuzzyPickle
FuzzyPickle
Amazon11mo

Try JODO.

BouncyPretzel
BouncyPretzel
Meta11mo

Tbh, many companies used "ISA" as disguise to make students take loans. According to ISA model, a student needs to pay a % of salary upon getting a job but how these companies operate is nothing less than a scam.

They initially say students can pay % of salary upon getting job but at the start itself they make students take loan through their partners which will be directly paid to the company and then after getting a job student pays back to the loan company.

FuzzyNoodle
FuzzyNoodle

If they are making students take loans in the beginning itself without any employment offer then its not ISA, it's a scam.

WigglyQuokka
WigglyQuokka
Student3mo

With isa it is tough to survive as a business. Unless you want to run a small and simple company.

SillyDumpling
SillyDumpling

Scaler and Masai School also started at ISA

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