https://m.economictimes.com/wealth/spend/newcreditcardrulessbicardicicibankhdfcbanklatestcreditcardrulechanges/articleshow/114213672.cms

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https://m.economictimes.com/wealth/spend/new-credit-card-rules-sbi-card-icici-bank-hdfc-bank-latest-credit-card-rule-changes/articleshow/114213672.cms

Are Credit Cards becoming useless? 💳

Software Test - QA

Are Credit Cards becoming useless? 💳- Grapevine

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- NPCI is expected to set a 1.2% interchange fee for pre-sanctioned credit lines on UPI, with a circular likely next week.
- The credit line will not be available for person-to-person transfers, focusing instead on merchant transactions.
- Interchange fees are crucial for covering the risk and interest for the capital deployed by credit issuers.
- Negotiations are ongoing between NPCI, banks, and UPI apps regarding revenue sharing, with TPAPs like PhonePe and Google Pay likely to get 0.08% commission.
- The product has faced delays due to a lack of strong business cases, but NPCI mandates may drive adoption.

NPCI Likely to Announce 1.2% Interchange for Credit Line on UPI

Journalist

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Is HDFC Regalia useful ?

Software Engineer

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100m Credit Cards in India. 😱 Next decade belongs to Consumers

Business Analyst

I wanted to know which Bank will be the best to open a savings account as a college student because in that account I'll be depositing my stipends only so maybe the ones with good interest rates will be better. 
Or
Any investment advice will also work.

Thanks😀

Bank Account Suggestion

Hopefully you must be aware by now that they have revised their t&c for their cc i know a lot of friends who used to show off their Axis Flipkart card ( it was a good one though) but now, its all over it has became a paid card with reduced reward rates and what not.
Thoughts?

Axis Bank just f*ckd their cc users :(

Growth Manager

Considering the ongoing devaluation of credit cards across the banks which one is the best?

Which credit card do you use?

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Is there a need for such a card at all?

Finance Consultant

Spend around 10k on flights, 10k on dining out+swiggy, utility bills around 5k, shopping around 10k. Good credit card recos. I would love to get flight redemption points.

Credit Card Recos Grapeviners

Quantitative Research

I don’t want to pay them Annual charges. HDFC Bank recently removed lounge access from one of their lifetime free card (Regalia), so now I need a lifetime free credit card which provides Airport Lounge Access. Any recommendations?
P.S.- Already tried to get IndusInd Bank’s Legend card, but they are idiots, didn’t give. (They are mandating to take it on FD).

Best free Credit Card for Lounge Access?

I have Amazon pay ICICI, it started off well, I made all payments thru Amazon pay and good cash back but now while making payments on 3P apps, you can only use Amazon pay UPI

The other card I have has is Kotak Indigo and it’s shit

Are Credit Cards becoming useless? 💳

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