Multi option fixed deposit or something.  
 Most banks have it under different names.

VC Analyst

Not sure bud. They usually have it on salary accounts.    
 They sweep money over a certain limit in user account and create an fd. Breaking it usually doesn’t have any charges. The interest is calculated depending on the time deposit was taken I think.

Staff Engineer

Take a ladder approach while building your FD portfolio. Google the word of you’re not aware. I have a significant FD portfolio (waiting for market crash, big ticket purchase) which is generating good cash plus keeps me safe in case of you know ;)

Product Manager

The best option is to invest in a peer to peer program. 12% club and Fi Jump are great options!

Project Manager

Best FD option to invest in with 0 charges on breaking it anytime?

Welcome to Personal Finance's Private Community

Best FD to invest with 0 charges.

Data Scientist

Best FD to invest with 0 charges.- Grapevine

What are the best options for short term investments other than FD???

Operations Analytics

Which investment avenues offer returns better than Fixed Deposits, while also providing liquidity and a comparatively shorter lock-in period?

Better than FD returns

Software Developer

As u guys know only 5L is insured, I want to know how much you’re comfortable keeping in account? Maybe someone’s living expense could be 10L a year and they are okay with keeping that as emergency fund liquid, just an instance. But given the kinds of scams and stuff that go on in wild, what is a good formula or number of Lacs to keep in bank account? Maybe u have several accounts for different purpose and u divide it? Please share your views.

[Thread] How much are you comfortable keeping in ur Bank account?

Software Engineer

What are some good mutual funds to invest in for like 2.5 years. Specifically Mid Caps. And if not then should I diversify? Or should I go for debt funds? Needed some advice.

Thank you.

Investment

I have lump sum of 3.6 lakhs in my savings account. Pls suggest where to invest it.

I am thinking of 50% of lump sum invest in FD and 50% of lump sum in liquid funds.

Where to invest emergency fund

I am planning to save some % of my salary every month and go on a trip at the end of the year.

My plan is to save around 3k-5k every month apart from my usual monthly investments. 

I haven't planned anything yet so I am open to your suggestions.

Investment ideas for short term (<1yr)

I need reliable investment options with less risk

I have 15 lakh. Where do i invest for good returns and multiplying my money

I'm recently checking out all the Fixed deposits out there for saving my emergency fund. Among everyone Shriram Fixed deposit provides max interest rates? Is it worth it? Or any other suggestions for the best FD?

Considering investing a lump sum in Shriram Fixed Deposit?

Product Designer

Looking for suggestions or recommendations for investing an amount of 20k per month. 
Note: This is not my total income. This is what I have to spare and live a comfortable life. Confused about going with mutual funds or SIPs or NPS or PPF or FDs to r RDs etc.

Need Investment advice in India for 20k per month

mid 20s, ctc 30LPA(cash, non esops), monthly expense 60k(including needs + wants), how should I invest (~1.5L pm) considering following:
1. high risk appetite: do not want to invest in FDs
2. asset lite: do not want to invest in real estate
3. no dependencies, no loans, no emis

How do you invest your money?

Welcome to Indian Startups's Private Community

How much safe is it to put say 5L+ in Cred mint

Opinion of Cred Mint

Business Development Manager

I want to understand how these charges are calculated 
I have an FD less than a month old, if I withdraw will I pay penalty from principal amount?
I haven't even earned any interest on it yet (it is monthly payout)

Premature FD withdrawal charges

Corporate Strategist

Thread to discuss bank accounts , type of the account and what do you use it for ?

Bank account Mega Thread: Which bank accounts do you have and what do you use it for?

I’ve around 30L of cash. What’s the best place to invest? I’m worried about the volatility of the market.

Where to invest cash right now?

People advice you should not keep too much money in your bank account, bank account interests does not beat inflation, so invest all money in some safe space that gives at least 8 percent interest rate on your money.

On the other hand I feel liquidity gives you a state of luxury and satisfaction that you have this much money at disposal right way, which also leads to unnecessary expenses.. 

What’s your take on this ?

Is it okay let 10 lacs lie in bank account ?

Please suggest some short-term (6Months - 1 Year) investment options, other than FD with good returns.

Best FD to invest with 0 charges.

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