Senior Software Engineer

Go for Parag Parik flexi cap fund or mirae assests emerging euqities fund

Product analyst

Associate Consultant

Better invest in index fund, Right now market is overvalued and not good for lumpsum in mutual funds

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Best Mutual Fund for Lumpsum investment

Software Engineer

Best Mutual Fund for Lumpsum investment- Grapevine

Recommend Aggressive or moderate risk appetite.

Which mutual fund to invest lumpsum amount?

Product Manager

I have around 8 lakhs in my bank account, and I was thinking of buying a car worth around 15 lakhs after 6-7 months. I have a few SIPs that I've been investing in for a long time, and I was thinking of investing this money for the next 6–7 months in these SIPs. So should I buy some kind of dip instead of keeping the money in the bank? Even after short term capital tax, I could get more returns than if I kept it in the bank. Am I thinking this right, or am I missing something? Any other suggestions?

Need suggestions for lump sum investment

I want to invest my lump sum bonus of around 6 lakhs but market is at all time high. Where exactly to invest for maximum return? able to take risks.

Lump sum investment

Current mf portfolio (total invested = 10L) :
Axis small cap
Quant absolute
Hdfc equity savings
Axis blue chip
Sbi gold (just started)

Top performers are axis small cap and quant; also running an sip on them

Current stocks (1.3L ):
Mostly largecap (mostly in red)

The rest of the money is either in fds or in the Bank (significant amount)

I feel the equity portion of my investments is very less and I need to be a bit more aggressive on it right now since I've about 60% of my net worth in either fd or in Bank. I can probably do a 5L lump sum then an sip on the same if they continue to perform well.
Considering that please suggest some investment options

A few options I had in mind:
Us mutual funds
Chinese funds
Indian infrastructure funds
Reits

Need advice on where to invest in lumpsum

Software Developer

where can we invest lumpsum amount 10lakh to get better returns lets say in 5 years. Any suggestions?

I have some lumpsum of say 1-2 lakhs and wish to invest for long time into a good fund for good returns. Suggestions are welcomed.

Best fund to invest lumpsum for long term?

Salesforce Developer

Guys I have saved almost a lakh and want to invest this as a lumsum to an SIP kindly advise which fund to choose..or you guide me! any kind of suggestions will help.

Still new to this..

Thanks

Lumsum SIP investment! 1 lk

What are best mutual funds to invest corpus of 80L ?

Data Scientist

Hey folks,

I am looking to invest in Mutual Funds for a period of 1 year with 1 time amount.

Please suggest me some funds in which I should invest .

Mutual Fund Advice

Context : I have been saving up money for over a year now and not actively invested it anywhere due to x reasons.

Now I want to start SIPs as I have achieved my emergency fund and want to reap the benefits of the power of compounding.

Q.1) Which apps offer the option of one time lumpsum + continuing the monthly SIP in a fund?
(Lumpsum to makeup for what I failed to do last year) Is what I am thinking the best strategy and practical? if not, please suggest

Q.2) Recommend me an app with a good customer support team , good number of fund options to invest and have hassle free deposits and withdrawals ?

PS: I have downloaded Groww and I don't see it offering many funds to invest into.

Help with getting started

DevOps Engineer

I have been out of touch with the market for few years and not really sure where to begin from. I have been hearing about a recession coming soon and in general market taking a dip. However, I don’t want to delay investing further as I am still a fresher and want to get in early.

My plan now is to invest about 50k or 75k in some MFs as a lumpsum amount and start two three SIP of about 5k each in various sectors.

My thinking:

For lump sum:
Due to recession news, safer bet would be to put half in Large cap, 25% in some form of commodities while rest 25% in upcoming Indian sectors like green energy etc.

For SIP:
 Two or three SIP 5k each, one in small and mid cap but other two I have yet to think about.


What advice would you give for someone who wants a diversified portfolio for long term but also might need to withdraw 20% in next 5 years to partially fuel upcoming personal expenses(car, marriage, home,etc).

PS: monthly salary: around 1.1 lakh(after deductions)

Starting with personal investments

Consider the current market situation and suggest investment options that are better than FDs. I know it's a subjective question but assume there are no major financial commitments or debt.

Investors of GrapeVine, where do I invest 20L now?

Growth Manager

Hi folks, 

Personally, I thought I should invest in the index fund. Because, I don't want to take the risk with this amount. 

But I would still like to know 2 things - 

1. Is the index fund fine? 
2. Is it the right time to invest in lumpsum Or should I do an SIP of 20k? 

Any help would be appreciated. 

Thanks in advance :)

Where to invest Rs. 2 lacs right now?

We don’t know your risk profile, but your statement gave me a hint of conservative.  
  
 For a conservative investor in the current market situation, I will do 2 step investing. 
  
 1. Put 1.6/1.8L in arbitrage/liquid fund  
 2. Start monthly index investing with 20k 
  
 If I see 2.5% correction in index, I will move 60k in index from arbitrage/liquid. If index sees more than that, I will transfer rest of the amount to index.  
  
 The above method will preserve my capital & gains both.

I have lump sum of 3.6 lakhs in my savings account. Pls suggest where to invest it.

I am thinking of 50% of lump sum invest in FD and 50% of lump sum in liquid funds.

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