Best credit cards for beginners
Hey everyone , will be starting my professional life this month and I am looking for some credit card recommendations.
My suggestion is pls don't take any credit card at start of ur career, u will spend way out of ur means without knowingly and end up in debt trap .. ppl should use credit is they have min of 1+lakh per month or if they smartly can use it on big purchases or restuarants to gain some points n benefits which in long-term can benifit in cibil score and other purchases or offers frm respective banks
Kalan Taye
Stealth
3 months ago
This is true ^
Exactly. Would suggest to wait a year or 2 at a minimum before applying for one.
See more comments
Isaiah Denver
Stealth
3 months ago
I got in this cc debt trap bro as i couldn't manage CC early in my career. Took me over 3 years to clear the debt. Finally, now i have understood how to use it wisely...
If you tend to use Amazon or even just spend 6k per month on bill payments, recharges etc. Then do consider Amex Gold Charge card to fetch atleast 8.33% return. Feel free to DM to know how to achieve it.
