Real Estate

Take usd for personal expenses and shopping. Assumption that you are on official trip.

Business Analyst

Niyo isn't shut down. The partner bank SBM faced some scrutiny. So now they've switched to DCB bank. The app and product is still operational. I've heard people still use it abroad and it still works.

Analyst

Don't rely on niyo global it can be hit or miss. 
 Avoid prepaid multi currency forex cards. 
  
 the best way is what's easily available to you, assuming it'll be cash as one might not want to go the extra mile. 
  
 Hypothetical best would be a combination of debit card like indusind exclusive (0 forex surcharge) and credit card like hdfc infina (nett 1% rewards after deducting forex fees), use NFC payments charge in USD.

Backend Engineer

Get a multi currency forex card. You will face no issues.

Founder

I take 3 cards and some cash for backup: 
  
 1. Scapia 
 2. FI Debit card 
 3. Traditional forex card by a bank  
  
  
 First 2 are 0 forex and the third one is a backup option which just works even if it is a bit costly. Hard cash is anyway OG

Senior Product Manager

Hi Folks,  I will be travelling to the US in September end. I want some suggestions on how anyone who has been there makes their transactions. Do you use credit cards from your Indian banks, debit ...

Hi Folks,

I will be travelling to the US in September end. I want some suggestions on how anyone who has been there makes their transactions. Do you use credit cards from your Indian banks, debit cards, or something like Niyo Global? To be honest, I have heard negative reviews of Niyo Global and how it has been shut down now. Can someone confirm this? Also, what could be the best way to make payments there? Thanks.

Best way to make transactions in abroad?

Software Engineer

Best way to make transactions in abroad?- Grapevine

Hi folks,

I’m planning to travel abroad and it’s my first time so I’m wondering which is the best way to exchange currency and are cards like Niyo global good?

All experiences and suggestions are welcomed.

Thanks!

Travelling abroad need advice for currency exchange

Welcome to Personal Finance's Private Community

Hey guys,

I’m going to bali next month. Need the community’s help to make a decision regarding going for a forex card or not considering that I do not want to go cqsh heavy. 

I looked up Niyo global and Bookmyforex Make my  trip card. Does it make sense to have one for less frequqent travellers? Has anyone used them? How has the customer service been?

Forex Cards? Should one go for them?

UX/UI Designer

I am planning my first international trip. I am going to Japan. Looking for credit cards with zero forex charges.

Any recommendations? I see that there are a lot of options like Niyo Global, Fi, Jupiter, IDFC WOW. 

I value customer support as it’s my first trip and I don’t want problems if there are any issues.

Best Credit Card For International Travel

Hi, I will be travelling to Dubai soon just for 12 days. This is my first time stepping out of India and its only for a short duration. 

I need some recommendations on credit cards which has the following:

- 0 foreign markup fee. I should be able to withdraw cash and pay for things in dubai without worrying about the markup fee. 
- 0 or low currency conversion fee. 
- Should have decent credit limit upto atleast 1 lakh.
- 0 or very low joining fee
- 0 or very low annual fee
- After returning to India, I will be using it here. So it'll be great if it has shopping cashbacks. 
- Not interested in forex prepaid cards since we can't use it in India afterwards and it has a inactive fee. 
- I don't care about lounge access since its just a short trip.

Appreciate your suggestions. Also recommend what cards which you've used in past and if its good or bad.

Need recommendation on international credit card

Is it necessary to carry cash? Wouldn’t cards take you al along?
Places to visit in Hanoi - the usual touristy place look expensive, scammy
Any precautions or heads up

P.S. Female travelling alone

Have you been to Vietnam? Please show some light

Consultant

Hi, can anyone recommend a good Forex card for international travel (UK/ Europe). Checked with a few friends who usually use their credit card internationally but I don't want to do that (cos I don't have one atm). Suggestions and advice are welcome :)

Forex Card recommendation

Marketing Manager

Planning for travelling to Vietnam and wanted some suggestions on which card to use. Do I take an debit card? Or a forex card? Or a credit card like Scapia? Also is it better to take an international debit card or a Forex card? Need some help on deciding

Forex card or a International Debit card?

Anyone in the community that has or using a global niyo card during international travel, share your experience. Is it worth it? Have y'all faced any difficulty? Which bank is the card tagged to?

Global niyo card

Account Manager

Rejected by Scapia and Fi, no reasons given
Saw a video on Niyo Global, saying they have huge downtimes which can be inconvenient

Others I found
1. IDFC Wow Zero Forex card
2. BookMyForex YES Bank Forex Card
3. TripMoney Global Cash Card

Please suggest

International Cards : Suggestion

I love playing games. I have a huge steam library but there are some games which aren't on steam but on Epic Games.

I use SBI debit card, it has similar features like SBI employees. Doesn't work at all.

I want to know does anyone here uses Jupiter or Slice or any other NeoBank for international payments/shopping? Which one's better?

P.S. I am a student so credit cards won't work for me. Not do I plan to use credit cards in my life.

Which card do you use for international payments?

Product Owner

Welcome to Product Managers's Private Community

First post :)

Basically I want to figure out the best way to market a debit card for international spends.

We're offering zero forex, unlike literally anyone else. Just need to make more people aware of this offering since it's a big selling point. 

What is your experience with DCs from an international spends POV? What can be done better there? Any hacks to get people talking about it? 

Open to ideas/thoughts/criticism/feedback!

How to differentiate a 0 forex debit card??

I got a Niyo debit card in 2022 & used it for my europe trip without any issue. Last year I heard the govt had put restrictions on their bank & it was non-usable. 

Now as per their app, it shows that it works. I am travelling next month to central asia & wanted to know if the Niyo sbm debit card still works? Can I refill & use my same card? 

Please throw some light for people who recently travelled with Niyo. Thanks!

Best way to make transactions in abroad?

Discover More

Misc on

by Aaron Dean

Microsoft

Travelling abroad need advice for currency exchange

Personal Finance on

by Kalan Olive

PayU

Forex Cards? Should one go for them?

Personal Finance on

by Jordon Olive

US Based Startup

Best Credit Card For International Travel

Personal Finance on

by Aaron Vernon

Early Stage Startup

Need recommendation on international credit card

Misc on

by Matilda Denver

Stealth

Have you been to Vietnam? Please show some light

Travel on

by Kendall Denver

HSBC

Forex Card recommendation

Personal Finance on

by Jordon Carmden

Games24x7

Forex card or a International Debit card?

Personal Finance on

by Jordon Denver

Freelancer

Global niyo card

Personal Finance on

by Kendall Lee

Stealth

International Cards : Suggestion

Personal Finance on

by Dezi Lee

Self Employed

Which card do you use for international payments?

Product Managers on

by Isaiah Vernon

Stealth

How to differentiate a 0 forex debit card??

Travel on

by Blair Lee

Stealth

Does NIYO Debit card still work for international travel?