CIBIL Score accessed by someone, how to check
Woke up to mail that CIBIL score was updated I have not applied to any credit products in this year How can I check who requested this? Could this be a loan scam on my name?
Use Gpay. Free to check cibil score, and it also shows who queried for it as well
BiryaniEnthu
Stealth
7 months ago
Okay I tried this, last request was done in Dec 2023.
This is weird
Doesn't checking it reduces it? I was told this by my bank when I was going for a loan.
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There’s an app called OneScore. You can use it to check your CIBIL Score.
For your use case , there is a section called Credit Enquiry in the app. If someone is taking loan on your PAN, it would get updated there ( though there is often a lag of 1.5 months as credit score is not real time based )
No, it’s just regular periodic update. You can ignore the email as sometimes without any update they publish such notifications.
Tshirt
Student
7 months ago
Don't worry @BiryaniEnthu it's normal. But yeah check once to make sure it's not dropped significantly.
Versatile_writ
Stealth
7 months ago
Yes. The email can be ignored. For checking the CIBIL score yourself, you can do it easily on PayTM or (now) GPay. There may be other apps also…
Even I got a mail from ckycIndia -
“Your KYC record ******* registered with Central KYC Registry has been updated by KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED on 08-02-2024. Your Current Address, Permanent Address, Photograph has been updated.”
Who the fuck is Kisetsu?
BiryaniEnthu
Stealth
7 months ago
Looks like Japanese company's Indian counterpart
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