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Confused, please help

I interned at a fintech unicorn as a PM Intern in my 3rd year and wasn't able to get a return offer because of hiring freeze. I joined a relatively stable MNC as an analyst thru campus but don't really enjoy the job and there's no intellectual stimulation as well. Doing work here feels like a chore whereas I really enjoyed working at the unicorn. Now, the previous company had reached out to me and offering me a position. How should I proceed, really scared of layoffs as I have an education loan.

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Coy Carmden

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