Just updated it, the speed is also a pointer (apart from UI) 
  
 Thing is, half of my transactions happen through credit cards and paid via Cred. Might as well take UPI and NEFT data and combine all 
  
 The results aren't accurate, but good step

The speed has always been their USP. 
  
 Cred UPI is the fastest among all. 
  
 Really looking forward to getting access to Cred Money.

Software Test - QA

I have invites that I can share but doxxing 🥺

Consultant

What is it supposed to do?  
 How does it solve the problem of multiple accounts linked to multiple numbers? 
 Why does it need approval to fetch my details 45 times a month?

If after watching A, I have to watch B, then what's the point of spending Crores on a sleek video

Business Analyst

Isn’t it just a glorified “Account aggregator” integration? Also, looks like they are riding on some TSP’s AA gateway/bridge for fetching the details. So zero points for any innovation.  All in all...

Welcome to Indian Startups's Private Community

Isn’t it just a glorified “Account aggregator” integration?
Also, looks like they are riding on some TSP’s AA gateway/bridge for fetching the details.
So zero points for any innovation.

All in all again so much hype for an aesthetically pleasing UI!!
What do you guys think?

Cred money: Hoopla

Product Manager

Cred money: Hoopla- Grapevine

https://www.youtube.com/watch?v=fE0frCNDccQ&ab_channel=CRED

Why is CRED spending so much on Ads ? Do they really need it ?

Senior Software Engineer

You can manage all your cards in the homepage and it isnt hidden in some obscure place. But most importantly, cred coins are actually useful, at least you can get some coupons out of it.

My question to people seeing this would be, what could have been better and any constructive feedback is welcome. imo the icons could have been better, wdyt?

I redesigned CRED app. Thoughts?

Hey guys, I am building a personal finance management, essentially FinTech in India ￼ to give users, a smart banking experience without any neobanking bullshit .

Don’t have to open a new bank account to have great features like a Jupiter has. Not selling credits. And great user experience.

The best part to track and manage your finances, I don’t ask for your gmail access or do any SMS scraping so what do you think? ￼

Honest feedback for my startup

Founder

I think it’s completely shit. It looks cool but everything is so difficult to find in it

What do you guys think of cred app UX?

https://www.phonepe.com/press/phonepe-announces-launch-of-credit-section-on-the-app/

This could be definitively be a death nail for Cred credit card payments. PhonePe would definitively scoop up a large number of users who use Cred only for credit card payments. Thoughts?

PhonePe coming with credit card score, payments, what is then Cred for?

I wanted to share one of my latest discoveries ✨

Found about this App via linkedin. As of now, its a convinient way to create FD’s without creating bank account in a particular bank. They are offerring bunch of rewards to do this . How is it different than INDmoney, Cred and 10 other Apps ? Plus they ask for a bunch of other info, gmail access etc.

Stable Money is the new CRED ?

Software Engineer

I fail to understand why people hold cred in such high regard. So much promise, so much advertising, yet no real value for the customer.
Their UI is a mess honestly. Takes so much effort to navigate that hell of a musuem that mr shah has built to masturbate upon. 
They started as a company that helped people pay credit card bills, now asking the same people to do UPI with “assured” cashback “upto” gimmicks. 
Ending up making india’s top 1 percent population play stupid arcade games to win a mind boggling 1 rs. 👏👏👏
Cred store doesn’t draw any value any more. The much advertised cred garage failed miserably. 
Why the hell and what the hell are they for? No real value man.

They take so so much information from us. And li tell make no value for the user. Bhai kam se kam ek bhadiya credit card hi bata do spends analyse karke jisse logon ke thode zyada paise bach jayein.

Cred: is Kunal Shah pulling off a scam here?

Intern

why cred app is so confusing to use?

Welcome to Fintech India's Private Community

What's your honest feedback on Cred UPI?

Welcome to Office Gossip's Private Community

I don’t work for CRED or have anything to do with them but I’ve been seeing a lot anti CRED or Kunal Shah posts here. 

Did I miss out on some interesting/ entertaining news or is it just a frustrated candidate who didn’t get in or a customer who’s had a bad exp?

What’s with the recent CRED hate on the app

Assistant Manager

Has anyone everyone won anything useful from cred by using the cred coins... 

They have this spin thing on cred and earn rewards.

Anyone has won what they advertise it for or just coins and random stuff?

Has anyone ever won anything useful on cred

Sales

Cred is overly done and confusing now. 
It is like a nightmare for designers.
What has been done on the app bro. Ek cheeze dhundhne me itna time lag raha

What do designers think about Cred's design? 😅

Welcome to Personal Finance's Private Community

Has anyone used Jupiter app, and got some benefit out of it? Their app screenshots on Play store are not at all clear, why should I join it?

Jupiter app

Product Owner

Do you guys use fi as an alternate/primary account. It does give amazing cashback/coins depending on the plan you are enrolled in. 
I found it very rewarding. Atleast the coins are useful unlike the cred coins 😂
If someone wants to know more about it, happy to share. Others who are using can share the feedback.
In case you find it useful, you can DM for referral.

Fi neobank

Cred is truly a topic of surprise for me. Yes, I understand it has created a community of top spenders/credit worthy people in India. I also understand that they can use the information on such people for creating value for themselves.

Being a cred user, I only use it to pay the bills. I really wonder if they have built any b2b business or alternative source of income beyond what's seen to the end user. What's the game plan for the cred? 

I also applaud the fact that cred hasn't laid off people having paid them better than most companies. I really wonder if the business is really that strong or the conviction is. Would you join cred if given a chance to work there?

Cred

I feel cred is doomed and just trying to increase its value. 
 And the end goal is to sell the cred to someone with higher value and make money.

Cred money: Hoopla

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