Credit Card
Which credit card should a college student doing internships should take?
Ignore anyone telling you not to get a credit card
I got a credit card the first moment I could - it was an add on to my mum's card, but honestly, getting even 1% rewards beats 0
As long as you don't have an overspending habit and pay on time, CCs are the BEST things ever
You can get - Kotak free credit card and OneCard
If you're over 23, you can go for scapia too, a lot of these new age credit cards have 0 Cibil score requirements
Let me know if you need an invite to Cred - as much as people criticise it, it is a great platform to keep track of credit card payments
Amazon icici is also a good credit card to have
Since you are in internship, you are earning. Get a LTF card. Google and you'll find best ones on the market. Don't get OneCard, it does look shiny, but not worth, reward rate is shit!
My recommendation - Scapia, Amazon pay icici, any rupay card is also good as long as you get it for LTF
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AliveYouth71
Stealth
a year ago
None
DarkRay
Stealth
a year ago
Cashbacks, discounts and points
ChotaChetan
Stealth
a year ago
None , I'm all for people using Credit cards but you are a student and don't have an income yet. So stay away from them till you have a steady source of income. Use UPI till then.
Dont get one unless you can pay it off, the points are a system which can be gamed, but not unless you are paying off them bills
DarkRay
Stealth
a year ago
I will just use them within limit as u said....any recommendations?
CaptainLazzo
Stealth
a year ago
One card
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