Try Amazon ICICI credit card.  
  
 If not. Then do one thing, enable Amazon pay later option, recharge or pay bill with it, and repay it. And then ask Amazon to close the pay later account. This will increase credit score. But might have to wait for 6-9 months. 
  
 You can also try to get a rupay credit card from indus or kiwi app.

Product Manager

Is there any other way to get a credit card without having a good credit score, already know about prepaid and FD backed...is there any other way

Welcome to Indian Startups's Private Community

Credit card

Credit card- Grapevine

Welcome to Personal Finance's Private Community

Ive been trying to get a credit card from past few weeks, applied for 5+ banks getting rejecting everywhere. I've submitted my payslip also, still got rejection. Pls suggest a bank/way to get a decent credit card

How to get Credit Card without credit history

Software Engineer

Which credit card should a college student doing internships should take?

Credit Card

Analyst

I was checking my credit card rewards and realised that HDFC gives 4 points for every Rs150 spent. 

Now I have a decent amount of credit card expenses every month but the majority of my transactions are less than 150. I spend a lot buying snacks, soft drinks and energy drinks from a shell store near my office. 

Is there a way like using any buy now pay later product and then pay that from my credit card?
Or 
Is there any credit card which can give a similar level of benefits and also account for small transactions as well? 

Additional question: How is the Rupay or one credit card?

Credit card suggestions

Data engineer

Welcome to Ask Grapeviners's Private Community

Want to apply for a new credit card. Currently the ones that I have doesn’t have much benefits (barring Axis Vistara Co Branded Card which is also now closing 😔😔). Need below benefits:

* Lifetime Free is possible or waive off on certain spend amount
* Discounts across major Online platforms (Amazon, Flipkart, Zomato, Swiggy, BMS, MMT etc)
* Travel Benefits if possible
* Can pay Joining Fees if benefits are attractive

Suggest a Credit Card 🙏🏻

Strategy & Operations

Spend around 10k on flights, 10k on dining out+swiggy, utility bills around 5k, shopping around 10k. Good credit card recos. I would love to get flight redemption points.

Credit Card Recos Grapeviners

Quantitative Research

Which is the best credit card if your spending is 40k/pm  for the benefits and rewards?

Which is the best credit card if your spending is 40k/pm

I currently have these cards:
1. OneCard(mainly for their partner offers)
2. Amazon Pay ICICI(for payments on Amazon and bill payments)
3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)

My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.

Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Need Credit Card Suggestion

Hello folks, 
Due to some financial crunch, I'm planning to get a credit card but I've heard from people about the scary stories of credit cards. Can any body who owns credit card can give his experience or any tips what card or how to use the card or any other general advice. 

I just want to use cc for online purchases and maybe in emergency situations. 

Thank you in advance.

Mindful credit card usage

Looking to understand the new to credit market better to ideate a solution for them. Any research that can help? Also very keen to chat if anyone is thinking about solving for this market too!

New to credit janta

Growth Manager

Hi all! After the devaluation of Axis Magnus what are the options someone has who isn't earning 25+. Is there a way to get HDFC Infinia? What are the credit cards one should get to optimize the rewards? (Travel miles, vouchers etc.)

Credit Cards

Consultant

Hi i wanted to understand the best way to pay your rent through your credit card and get points in the process.

How do you pay rent effectively with your credit card?

Product Owner

I’ve noticed different people have different ways to approach their financial planning. 
Hoping to learn from each other and perhaps help others who read as well.

What is one personal finance habit that has changed your life?

If you 'want' to buy something, wait day or two (I wait a week) to know if my heart is still stuck at it. Generally (mostly) it is fleeting craving and I end up not buying.  
  
 This has kept my expenses very minimum

Founder’s Office

Any suggestions on which credit card should I apply?

Data Analyst

How to get AXIS Magnus ?

Rejected by Scapia and Fi, no reasons given
Saw a video on Niyo Global, saying they have huge downtimes which can be inconvenient

Others I found
1. IDFC Wow Zero Forex card
2. BookMyForex YES Bank Forex Card
3. TripMoney Global Cash Card

Please suggest

International Cards : Suggestion

I'm 24 and haven't started using a credit card yet. I don't even have one. Am I going right or wrong??

Founder

Such few options when I go out to research and none of them are good enough either. Considering so many people have difficulty getting a CC, isn’t it obvious that there is a large market gap for products for new to credit segment? Anyone know of any company creating such a product?

Credit card

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