Software Developer

For you bwahahahaha(haha?) scheme to work both credit cards need to be Amazon ICICI Bank CCs and you hope Amazon doesn't ban you for your multiple cancellations? 
 And at some point they will fix the glitch,right? 
 And what if you don't have an ICICI Bank account?

Business Analyst

it’s all fun and games until amazon blocks your account :))) then you’re no longer a fu**boi, you’re fu***d, boi xD

Analyst

But if it goes to your bank then you still have the credit card debt for the same amount? Si gow is it free money?

it’s not free money. the discussion was about paying one debt instrument with another 
  
  
 reference Checkout this post on Grapevine: https://share.gvine.app/Pb9S1HaTV2pVK2r1A

Founder

Jaakr axis reserve ka block replace wala loophole pata kro bhut kuch seekhne ko milega

Software Engineer

context: i posted how one can use one cc to pay for another cc and keep on passing debt without incurring interest  found this on reddit  so  it can be done huh! who’s laughing now bwahahahahahaha

context: i posted how one can use one cc to pay for another cc and keep on passing debt without incurring interest

found this on reddit

so - it can be done huh! who’s laughing now bwahahahahahaha

Credit card loophole

Credit card loophole- Grapevine

for the folks who mentioned you can’t pay off one cc with another -

ok hear me out, what if i put the money to my demat account (say groww), and refund it to a saving account - now i use the saving account to pay for the cc debt and the cycle continues

or or - i order something on amazon/flipkart, and cancel it and request the refund to a saving account and keep on it

Earlier post: https://share.gvine.app/mKgXzXS9SYbE7seU8

cc loop hole saga | 2nd edition

is that possible? if not, isn’t it a loop hole?

no crazy interest

borrow monei from c1-pay with c2 when billed and clear it-pay c2 with c1 when billed-continue until you can pay the whole thing off without any interest

can i use 2 credit cards to pay for each other?

Welcome to Banking & Finance's Private Community

What is a credit card hack worth sharing ? If there is any...

Credit card usage hack?

Risk Analytics

Welcome to Personal Finance's Private Community

How do I discontinue my credit card? Is there a standard way to close it with banks?

Discontinue credit card

Growth Manager

Share your Cool Credit Card Hack that Can be useful for us too!

Analytics Manager

How can I pay the credit card bill through other credit card
What are the other options available?

Credit Card Bill Payment

Product Manager

Hey, how many of you pay rent through credit card? Which platform you all use ? What is the benefit you get from platform? Like points or coupon.

Paying Rent through Credit card

Welcome to Gadgets & Apps's Private Community

So short story long, I was just checking out my latest credit card bills and saw a notification in red on the home section of cred app calling out that your app is outdated please install the latest version.

Once I opened the playstore and check the app it showed that no updates were pending but when I opened the app again it showed the same message and when I clicked download latest version it routed me back to the playstore listing and now the message is gone.

Does it qualify as some sort of weird app traffic generation logic?

And the short story long part is Maan I hate my credit card bills wtf. Like can't they just like waive off the bills if I have been paying it on time for years now atleast for one month they be like yeah dude you are paying a lot let cred take some burden off of you.

I'm acoustic nevermind.

Peculiar Cred App Observation

Security Engineer

How does that work? Cred or GPay aren't giving the option.

Credit Card payment using Rupay CC UPI

Consultant

Hello folks, 
Due to some financial crunch, I'm planning to get a credit card but I've heard from people about the scary stories of credit cards. Can any body who owns credit card can give his experience or any tips what card or how to use the card or any other general advice. 

I just want to use cc for online purchases and maybe in emergency situations. 

Thank you in advance.

Mindful credit card usage

I will complete 3 years as a professional soon. Quit a Big4 to join a startup for better pay and faster growth but despite putting in my best work and leading initiatives, going above and beyond all the time, my peers are all earning better than me doing similar jobs.

i never had a financially aware upbringing. my father put us through hell due to his bad decision making and despite me being very financially savvy, am unable to save any money because im so anxious I tend to spend what I dont have. i had to take up a lot of freelancing to aid my lifestyle but now im busy all the time and have no time to myself. 

idk what to do. idk how much savings my parents have since I live away from them and dad never discusses his larger financial plans with me. he also does not have a stable job even at his age even though I know he is v hardworking and does his best. i feel i will never have enough money to support my parents and myself and feel like im running out of time. also doing interviews to leave this shitty company as well which is lowballing tf out of me. im not sitting idle at all, trying to startup on the side as well. i workout, eat and sleep healthy, have a great social life. the only problem is money which im constantly worrying about. i feel its a generational curse passed down to me. I know I have 10x earning capabilities but its all so vague and uncertain. I have an amazing support system and I know I can talk to my friends about this too. just thought of coming here first

please share stories if youve ever felt this way. open to advice feedback ideas. how did you get out of it? what can I do? 

what are some business/sales roles that pay really well that I can get into as an ex-big4 analyst? i dont think my current profile translates well anywhere. f*ck this company honestly. probably the worst decision I made coming here :(

[rant] 24 year old anxious about his financial future

Marketing Associate

Is it the economy doing well? Or is it the newer gens over-spending? Or something else?

Kind people of GV, can you please let me know how and when to use a credit card my family has recently taken sbi super save to gain points and rewards.

Anyone here who likes the challenge of going almost broke at starting of the month? After payment of rent, bills and most bigger expenses, I hardly keep 10K with me. I have credit card for any unforseen expenses however I keep my debit line free of any incoming expense. 
Anyone here who does the same?

Personal Finance

Product Marketing Manager

I recently came across an idea/perspective about debt and it seemed to bring me clarity among discussion & fights online about credit instruments like credit cards etc.

Here it is:

Debt is a chainsaw tool, it is a dangerous tool. But it can be incredibly useful if used appropriately (like in cutting down trees) but can do incredible damage if it's misused.

Let me elaborate with couple of examples:
1. Credit card is dismissed as a dangerous tool by many and traditionally, people are hesitant to use it. But if you use it and pay it off in full every month, you can earn back 2-5% of your purchases, offsetting inflation partly. But if you use it as a bridge to pay for your expenses until you get paid or use it to take on debt or buying things that you cannot afford, it will damage you. Understand the tool and use it to your advantage.

2. Many people need a vehicle for their job. Lot of times people need to take debt for this. And it makes sense as you need to go to your job to earn money. Purchasing a good value for money vehicle is the choice, but instead of that many people buy what they can't afford by extending their loan tenures and spending a huge chunk of their income. Again, here debt isn't the problem, how you plan to use it makes all the difference.

I came across this idea when there was a lot of twitter chatter between influencers about good/evil of credit cards etc. In conclusion, credit is just a tool and by itself, it's neither good nor bad. Understand the tool and use it to your advantage or if the tool isn't for you, then just ignore it. Don't let tool make & control your financial decisions

A different perspective about credit/debt

Always wondered how it happens
Have been using credit cards for some time, never found as much in rewards. What can a novice change in his cards?

Folks who say they get free flight tickets from credit cards, how do you do it?

There are certain cards which help you get free tickets(not entirely free though) 
  
 Most famous ones are Vistara cobranded cards. 
 Eg Sbi Vistara Prime Card 
  
 You get the card at annual fees of Rs3500 
 With this you get 1 Vistara Premium Economy Ticket which would easily cost 8-10K INR if you were to book by paying 
  
 Additionally you get more Premium Economy tickets each time you hit a spend milestone. 
  
 1.5lakh spends in a year - 1 more ticket 
 3lakh - another ticket 
 4.5 Lakh- another ticket 
 8 Lakh - another ticket 
  
 In addition you get 1 upgrade voucher using which you can upgrade your ticket from category X to category Y. This is via the Vistara Silver Tier Membership which is complimentary with the card. It also gives 5kg addition baggage allowance 
  
 There are more such cards in market like idfc vistara, axis vistara (business class variant as well)

Credit card loophole

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