1 lakh per year pe credit card nhi, upskilling pe dhyan Dena chahiye

😂😂 bhai 1 month ka hai, mention karna bhool gaya

Software Engineer

Vahi, credit card wala Abhi heartattack se mar jata

UX/UI Designer

You also watch for HDFC REGALIA GOLD CC, ICICI RUBYX CC/ AXIS PRIVILEGE . CCAlso they have organisations offers too. Check directly offline with HDFC Bank / ICICI BANK / AXIS BANK.

HDFC & AXIS has much tie-ups with e-commerce (amazon, myntra, ajio, etc) websites for discounts & offers.

Technical Consultant

It depends on what services you frequently use, 
 Do u use Zomato frequently, or amazon, or flipkart, or any other things, so the answer varies accordingly

I use zomato and swiggy definitely more than amazon and flipkart. Im more of an offline buyer when it comes to, how do i say, not-food

Software Developer

If you use Swiggy often, then the Swiggy HDFC card is definitely worth it. Also ICICI Amazon Pay card gives good Cash back if you regularly purchase from Amazon. Otherwise general spends I haven’t heard HDFC Infinia is the best but it’s difficult to get it for free

Finance Consultant

ICICI Amazon is literally lifetime free and unlimited cashback on Amazon, for the others see from HDFC which one you are eligible for. Don't apply to multiple banks at the same time, then ur enquiry counter will go up and the algorithm overlords will think you are short on cash.

Data Scientist

For HDFC - check for Tata Neue Infinity Hdfc credit card, you get 10% neucoins on shopping from Tata apps like Croma, bigbasket, 1mg, Cliq, etc  
  
 1 neucoin = ₹1

Product Designer

Please tell good credit cards for the above criteria, if y’all suggesting hdfc, which one in it?

Welcome to Personal Finance's Private Community

Credit cards for someone with ~1lakh income

Credit cards for someone with ~1lakh income- Grapevine

I have HDFC regalia and I am planning to upgrade, looking out for suggestions.

Which credit card will be worth it when you are earning 40+ lpa?

I currently have these cards:
1. OneCard(mainly for their partner offers)
2. Amazon Pay ICICI(for payments on Amazon and bill payments)
3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)

My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.

Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Need Credit Card Suggestion

I'm not able to decide on a good credit card. Can anyone suggest one this to me?
My spends
1. Grocery (zepto, Flipkart)
2. Flights
3. Petrol
4. Occasionally e-commerce
5. Bookmyshow
6. International saas subscription
7. Rent (optional)

Yearly spend will be around 4.5-5 lakhs without rent.

*P.S - don't suggest Flipkart Axis credit card. 

TIA

Suggest me a good credit card

Product Manager

Guys, help me decide a really good credit card between hdfc and icici.

I targeted for regalia, but they won't give it. They are trying to upsell millenia and saying they will upgrade it later based on my spending etc. I haven't checked icici cards yet.

Can you help me decide or give some more solid points about which cards you personally recommend?

I am not rich, no private vehicle, not a heavy buyer of stuff (moderate buyer of necessities).

Suggest best credit cards

I have the following CCs
1. HDFC Millenia (it just lost its lounge access ability)
2. HSBC Visa Platinum
3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access)
4. IDFC First Millenia
5. SimplyClick SBI VISA

But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc).

Request you all to put down your suggestions.

Can you guys suggest one or two all rounder Credit Cards?

ICICI  Amazon is hands down the easiest card to use.

Consultant

Please suggest some good Credit Cards with good cash back or discount features for a person with yearly spending of approx 5 lacks. I am currently using SBI Simply Click and 
ICICI Platinum but does not find them beneficial.

What are the best Credit Cards for a person with yearly spending of approx 5 Lacks Per Annum

DevOps Engineer

Welcome to Indian Startups's Private Community

What is the best credit card that I should apply for?

Credit card? Which one to get?

Business Development Manager

Spend around 10k on flights, 10k on dining out+swiggy, utility bills around 5k, shopping around 10k. Good credit card recos. I would love to get flight redemption points.

Credit Card Recos Grapeviners

Quantitative Research

Anyone using this card? I am mainly looking for 1+1 offers on movies and LTF cards only. 
Want to know if 1+1 on movies is working for the card users or is it a gimmick?

I am already holding:
HDFC Regalia first (shit card), 
HSBC premier (1+1 on bookmyshow since 7 yrs)
Citi Rewards

IDFC Wealth CC

Chartered Accountant

Can anyone suggest best credit card to buy as this will be my first credit card so need some suggestions.
TIA

New credit card

Looking to get 2 different credit cards.

What would be a good credit card 

1.) for grocery/swiggy/retail spend ?

2.) for Travel points (Not a big fan of lounge access) the ones that yield maximum points or complimentary tickets help.

TIA

Best credit card to have at a good yearly fee

Founder

Any suggestions on which credit card should I apply?

Credit card

Data Analyst

Thread to discuss credit cards what all basic, specific and premium cards you hold and what are your credit limit on that card.

Credit Card Mega Thread: Which Credit Cards do you have and What are the Limits?

Thoughts on the HSBC Visa Platinum Credit Card? Interested in it because its LTF and as someone who flies regularly with connecting flights, it provides 3 domestic lounge access plus bogo free on movie tickets?

HSBC Visa Platinum Card

Hi everyone,
I am a fresher software engineer working in a top MNC with 14LPA(base pay) and 22LPA(ctc). I want to know what would be the best credit card for me to start with. I have no experience in credit card.

Thanks

Best Credit Card for Beginners

Main spends: 
Food from Swiggy (quite a lot)
Groceries from Instamart/Zepto 
One flight round trip per quarter to home 
Going out for food maybe once a week
 
Any advice? How do I approach this?

Credit cards for someone with ~1lakh income

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