Culture at Cred

Can someone tell me what the culture at Cred is like? I have gotten an offer from Kuvera, but even though the offer letter mentions Kuvera, they have been acquired by Cred and have officially moved to Cred office as well. Most of the ex employees of Kuvera I’ve spoken to, have told me to not join it. But at the same time, there are people who have been working there for 3-5 years. I’m not sure if them moving to Cred is going to have any impact on their culture yet, and if I should even bother. All I know, is, that the money I’m being paid is definitely not worth it if the culture is as Ex-employees are saying. I also don’t have a lot of offers on hand, so there’s that as well. I have until Thursday to make my decision, any suggestions will be helpful. Thank you!