Maybe just focus on your work and clear the debt first?

Software Engineer

Focus on clearing credit card debt, 
 Followed by loans from FnF. Try jumping jobs in 1 year (if possible) to increase your CTC. Slowly start investing in some of the other assets.  
  
 There’s always a way to re build. At last, do not lose hope. :)

Business manager

Despite my considerable efforts, I have unfortunately failed at building my startup. I have lost all my savings and incurred a substantial debt from friends

Despite my considerable efforts, I have unfortunately failed at building my startup. I have lost all my savings and incurred a substantial debt from friends and family, amounting to close to 50 lakhs. Additionally, there are credit card debts that have adversely affected my CIBIL score.

At age of 29, I have transitioned to a full-time job again that pays 30 lakhs per annum. Navigating through this challenging financial situation seems impossible. Any advice on how to manage this.

Failed Startup and debt