Folks making >5Lpm, how to live?
Basically want to know how you guys strategise and manage spending. Few questions to make this easier 1. Are you single/married? 1.5 Do you have impulsive spending issues? 2. What’s the spending + investment + necessities + savings split? 3. Are y’all targeting “FIRE” or just winging it? Been making this much for a while now, married too, zero generational wealth. Somehow we’ve got very bad financial discipline and manage to save only under a lakh per month in Bangalore. Feel we should be doing better :/
Kendall Nadeen
Stealth
6 months ago
lol I wish.
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Get rid of cred too. Look at your bank/cc statement to know culprits.
Blair Everett
Stealth
6 months ago
Why though? Is there an issue with CRED?
Will encourage you to spend on the prodycts they have offers + gambling they push on their app + gambling apps also
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I make somewhere in that area. With my entire family, my expenses touch 1.3L in my bad expenses month. In a normal month, max 75k. I live in a rented house with my parents and my partner.
The key is to not increase your expenses as your income grows.
Can you please tell how many years of exp you have? 5 lakhs a month sounds so good, I wanna reach there as quick as possible :)
Also you work in tech?
Aaron Lee
Stealth
6 months ago
This is both me and my wife together.
Can’t imagine making all that by myself :P
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