Software Developer

Has anyone signed up for founders card that gives benefits on airlines / hotels etc amongst other benefits?  What’s your take?   Looking at usage from an Indian perspective with plenty of intl trav...

Welcome to Personal Finance's Private Community

Has anyone signed up for founders card that gives benefits on airlines / hotels etc amongst other benefits? 
What’s your take? 

Looking at usage from an Indian perspective with plenty of intl travel thrown in.

Founders card

Chief Business Officer

Founders card- Grapevine

Welcome to Indian Startups's Private Community

Was thinking about this yesterday. So much spent on marketing with all the IPL Ads. Curious if anybody here uses it? If yes, why?

Investment Associate

Always wondered how it happens
Have been using credit cards for some time, never found as much in rewards. What can a novice change in his cards?

Folks who say they get free flight tickets from credit cards, how do you do it?

There are certain cards which help you get free tickets(not entirely free though) 
  
 Most famous ones are Vistara cobranded cards. 
 Eg Sbi Vistara Prime Card 
  
 You get the card at annual fees of Rs3500 
 With this you get 1 Vistara Premium Economy Ticket which would easily cost 8-10K INR if you were to book by paying 
  
 Additionally you get more Premium Economy tickets each time you hit a spend milestone. 
  
 1.5lakh spends in a year - 1 more ticket 
 3lakh - another ticket 
 4.5 Lakh- another ticket 
 8 Lakh - another ticket 
  
 In addition you get 1 upgrade voucher using which you can upgrade your ticket from category X to category Y. This is via the Vistara Silver Tier Membership which is complimentary with the card. It also gives 5kg addition baggage allowance 
  
 There are more such cards in market like idfc vistara, axis vistara (business class variant as well)

Product Manager

Corporate Strategist

I have Amazon pay ICICI, it started off well, I made all payments thru Amazon pay and good cash back but now while making payments on 3P apps, you can only use Amazon pay UPI

The other card I have has is Kotak Indigo and it’s shit

Which credit card is actually good?

Business Operations

I just applied for Tata Neu Infinity card via HDFC. Looks like it gives me good discounts on Tata ventures like Air India, Taj Hotels, etc. I hold a regalia card as well. But it seems like it doesn’t have the complimentary lounge access anymore. What are some good options? 
On a side note, I’ll be travelling to Europe (yes, for EURO) in June, so I’d like some good cards to maximise benefits. 

What are your best go to cards category wise? 

- Travel
- Online
- Offline
- Hotel bookings
- UPI
- All rounder
Etc

Best cards available right now

Software Engineer

Is there any expert here who can suggest things. I have a lot of areas of improvement. Investment, offers, banks etc. So if you're an expert in these topics please contact me or comment here.

I need a lot of help in finance.

Software Analyst

Hi folks, I’m planning to get a new credit card. I have the ICICI Amazon Pay card at the moment and use it for all my expenses except rent, but not happy with the benefits I’m getting from it. 

 I’m doing some research to figure out what card I should get. What card do you have that you think i should consider?

Credit card recommendations

Strategy & Operations

I currently have these cards:
1. OneCard(mainly for their partner offers)
2. Amazon Pay ICICI(for payments on Amazon and bill payments)
3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)

My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.

Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Need Credit Card Suggestion

After the Axis cc rules, came across the swiggy hdfc credit card. Looks relevant due to my consistent and high-ish usage on swiggy itself, amazon, ecomm apps etc, so it does feel like I would use it. I have a separate card for airport lounges. 

Any feedback?

Swiggy HDFC Credit Card - Feedback?

Senior Consultant

What is a good credit card to take if you want offers around travel, food, etc.

Credit card with offers for flight

Associate Product Manager

Main spends: 
Food from Swiggy (quite a lot)
Groceries from Instamart/Zepto 
One flight round trip per quarter to home 
Going out for food maybe once a week
 
Any advice? How do I approach this?

Viners please help  I’ve never owned a Credit Card. What should be my first one?

Founder

Hey guys,

I’m going to bali next month. Need the community’s help to make a decision regarding going for a forex card or not considering that I do not want to go cqsh heavy. 

I looked up Niyo global and Bookmyforex Make my  trip card. Does it make sense to have one for less frequqent travellers? Has anyone used them? How has the customer service been?

Forex Cards? Should one go for them?

UX/UI Designer

Welcome to Software Engineers's Private Community

Hello community,
I just jumped into corporate life,I want to buy a credit card for my daily expenses, please suggest me a credit card ( if possible, lifetime free).

Best Credit Card Suggestions

I have HDFC regalia and I am planning to upgrade, looking out for suggestions.

Which credit card will be worth it when you are earning 40+ lpa?

Amidst the complex offerings of credit cards, Amex Gold is a breath of fresh air and is my 2nd most utilized card after Axis Atlas.

Mind you, I've not used this card extensively but rather for a very specific purpose every month. For those of you who are unfamiliar with it, the card offers 1000 bonus MR (Membership Reward) points upon completing 6 transactions of Rs. 1000 each within a calendar month.

How I have utilized the card is quite straightforward -

You earn 2 MR points for every Rs. 100 spent.

If you're buying a GV (gift voucher) through Amex GYFTR website with the Amex Gold, you get 5x the value, meaning10 MR points per Rs. 100 spent.

Buying 6 Amazon vouchers worth Rs. 1k each month to get (6*100 + 1000) = 1.6k MR points on a spending of Rs. 6k

Keeping the value of a MR point ~ Rs. 0.5, you get 13.3% as return reward which inarguably is a steal in the current credit card landscape

Repeating the same for 12 months, you get 19.2k MR points on a spend of Rs. 72k.

What can you get with 19200 MR points?

1. 6k Amazon GV + 1.2k MR points still left

2. 7k Shoppers Stop GV + 1.2k MR points still left

3. 9k Taj GV + 1.2k MR points still left

4. 19.2k Marriot Bonvoy points

5. 6.4k Club Vistara points

6. 9.6k Virgin Atlantic points

These are just a few of the many redemption options available. I've listed out the ones which I frequently redeem for.

The underrated advantage which I've always felt with Amex is their backend and customer support system. You typically receive your bonus points smoothly within a day or two after fulfilling the offer. Even if you don't, there is the ever so reliable live chat support ready to assist with inquiries.

As the title suggests, this card is ideal for people who prefer not to delve into the complexities of maximizing card benefits. It has got a very straightforward use to earn a very decent reward.

Amex Gold: A No-BS rewarding credit card

How are Indian startups performing in credit cards? Haven’t heard much noise lately from any of them Uni, Slice, Scapia, Kiwi everyone seems to be cooling down at this point.
Last couple of quarters all were pushing a lot in marketing and onboarding.

Startups X Credit Cards

Welcome to Business Roles's Private Community

Credit Card Opinion

Associate Consultant

Thoughts on the HSBC Visa Platinum Credit Card? Interested in it because its LTF and as someone who flies regularly with connecting flights, it provides 3 domestic lounge access plus bogo free on movie tickets?

Founders card

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