Fed is the reason. 
  
 Google about powells decision 😉

Senior Consultant

Gold is expected to rise more this year . Also see during sep gold prices are lowest that time due to no marriages.

Software Engineer

What is the reason for so much increase in gold price?

- depreciating rupee
- anticipated recession
Something else?

Gold is rising 📈

Gold is rising 📈- Grapevine

Welcome to Personal Finance's Private Community

Hey, do you think the good rate will decline further? Today, 26/7 it is ~69k, from 74k few weeks ago.
Because of budget changes?

Gold

Software Developer

Welcome to News Discussion's Private Community

These days, I can't help but keep on thinking about post white collar labour economy and it's implication on our day to  day life.... 

We can keep on dwelling in our wishful cocoon but fact remains that world is going to be vastly different in 4-5 years vis a viz today... 

In that scenario, let's us discuss some scenario :
1. What will be impact on rental yields of tier  1 cities and consequently what will be overall impact on Indian real estate 
2. What would be impact on banking interest rates 
3. Where will you park your money in that scenario : Gold, Indian Equity , Big Tech Equity , FD, Real estate or Cash.. 

My opinion :
1. As high paying jobs for majority of people diminishes, Rental yields of tier 1 cities will come down thereby directly impacting real estate. This will result in huge NPA by those people who have taken loans for 20-30 years period. This will eventually bankrupt real estate developers thereby making real estate deflationary. 

2. We will begin to witness  overall a deflationary society where cost of services like Education, software, finance etc will drastically reduce. Moreover due to high NPAs,  banking interest rate will reduce. Home loans for tenure of 20-30 years will drastically reduce due to increased uncertainty. 

3. Gold has historically been inflation proof asset. However will it still be a good asset to invest into in a deflationary society?  What are things that will still hold value then? 

Don't you think current big techs will become East India Company of future indirectly controlling world's economy? 

I would love to know what do grapevine folks think about the same  !

Discussion about post white collar labour economics

I have a saved up 10L and planning to invest in SGB in the upcoming window, will this be a good idea to put all the money in one shot in SGB

Investing in SGB

Computer operator

Looks like INR is heading for a sharp depreciation against USD
Any thoughts..?

USD/INR

Product Manager

It's been close to a year since I am earning a salary and this is what I do:
1. Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount further into these and not start a new sip)

2. Max out 80C by putting the entire limit in PPF, this is on top of what is by default deposited into EPF.

3. A little (inconsistently) into direct stocks as and when I find or get to know about a decent trade opportunity.

4. An LIC ULIP plan that my father made me subscribe to 🙂 (hopefully will end in a couple more years)

Tips from experienced folks will be much appreciated.😄

How do you invest your salary?

Backend engineer

It would be great to know how people are smartly investing their money? 

My hypothesis is we cant expect equity market to grow at 15% for next 20 years simply based on past performance. Also inflation is growing like crazy.
What are your logic behind keeping the money safe and grow as well?

2024 investing strategy

Sales manager

Will US dollar crash ?

I couldn't understand how the Budget and duty reduction on Gold and Silver will impact Gold and Silver prices.
Also saw Jeweller Stock price rise today - Eg. Kalyan Jewellers.

Can anyone explain what will be the impact? Will it rise or fall?

Impact of Budget on Gold and Silver

Goldman Sachs has predicted dual digit growth for Indian top indices for next FY. Reasons are like...

1. Strong fundamentals
2. Stability at government level
3. Fed rate cut
4. Banks, auto and industrial firms doing exceedingly well.
5. Cyclical growth after usa and India elections
6. Dollar depreciation
7. Lower cad at 1.3%
8. GDP growth at 7+%

What do u think guys?

Markets will again beat FD???

Nifty & Sensex to grow in dual digit next FY.

Just an open ended question on why are layoffs happening on such a scale. I personally feel the skill to salary ratio has fucked up so much lately that the companies are having to fire people who are essentially useless to them. More of liabilities than just assets! What do you think?

Gold is rising 📈

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