Regalia has best lounge service, more than even infinia, dinners black is for discount etc.

Software Developer

I don’t think so.  
 Diners black and Infinia have unlimited international lounges. Not the case with Regalia

Staff Engineer

Software Engineer

Don't get DCB. Too much pain with terrible acceptance at common places

Tech lead

Bro, I’ve 9L limit on Milennia and I’m not getting Regalia Gold on LTF. 😭 
 What is your secret sauce Musk baba?

Most probably because I am a new customer. I did see a few posts by existing HDFC cardholders on different sites having the same concern as yours. 
 If we go with the official HDFC website,  I don't qualify for DCB but the HDFC lady said it's based on my current limit on other cards which I am skeptical about. 
 Rounds of devaluation and now I don't care about cashback or reward points, just want a card with HDFC.

Not sure if DCB is LTF as the offer was removed last Nov. In any case, DCB has unlimited lounge access, 10% guaranteed discount through reward points at Amazon, Flipkart, Swiggy etc. if you use Payzapp for all transactions. E.g. I had booked Mumbai-Bangalore flight at some 2800 for which I received reward points equivalent to 1/6th of the amount (for reward points redemption, 1 RP = 1 Re. if used for booking flights/trains/buses etc.) In short, DCB is way better. Acceptance rate might be an issue as someone pointed out but I have never faced it.

DCB LTF!  
  
 Unlimited premium lounge access

Product Manager

I guess you can just check the eligibility (salary per month) and apply directly on the official website.

I got a call from HDFC regarding a credit card. It could be either Regalia Gold LTF or Diner's club Black LTF.

My needs: Just the upcoming Flipkart big billion

I got a call from HDFC regarding a credit card. It could be either Regalia Gold LTF or Diner's club Black LTF.

My needs: Just the upcoming Flipkart big billion / Amazon great Indian festival deals. I might do upto 5k per month for groceries on regular days.

Current credit limit: 6.7L in ICICI Sapphiro (highest among 4 others)

Please suggest.

HDFC Regalia Gold or DCB?

HDFC Regalia Gold or DCB?- Grapevine

Welcome to Personal Finance's Private Community

Which are the next best HDFC Credit cards after Infinia and DCB?

Best HDFC Credit cards after Infinia and DCB?

Thread to discuss credit cards what all basic, specific and premium cards you hold and what are your credit limit on that card.

Credit Card Mega Thread: Which Credit Cards do you have and What are the Limits?

I have Amazon pay ICICI, it started off well, I made all payments thru Amazon pay and good cash back but now while making payments on 3P apps, you can only use Amazon pay UPI

The other card I have has is Kotak Indigo and it’s shit

Which credit card is actually good?

Business operations

Guys, help me decide a really good credit card between hdfc and icici.

I targeted for regalia, but they won't give it. They are trying to upsell millenia and saying they will upgrade it later based on my spending etc. I haven't checked icici cards yet.

Can you help me decide or give some more solid points about which cards you personally recommend?

I am not rich, no private vehicle, not a heavy buyer of stuff (moderate buyer of necessities).

Suggest best credit cards

Anybody got a LTF (life time free) card in last 1 year? Please share your journey? Any other high-end popular LTF card?

HDFC Infinia Credit Card

Program Manager

I currently have these cards:
1. OneCard(mainly for their partner offers)
2. Amazon Pay ICICI(for payments on Amazon and bill payments)
3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)

My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.

Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Need Credit Card Suggestion

I see my friends booking tickets and hotels using points. My credit card offers are so hidden in the app and nothing attractive

People earning 50lpa+, which credit card do you use?

I have annual spends of about 4-5L, and mainly looking for airline benefits. I would slightly prefer if the rewards were airline agnostic and not tied to a single airline, but that's not a hard requirement.
I'm confused between these 2 cards, please suggest which one would be the best for me.

HDFC Regalia Gold or DCB?

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