HDFC Regalia Gold or DCB?
I got a call from HDFC regarding a credit card. It could be either Regalia Gold LTF or Diner's club Black LTF. My needs: Just the upcoming Flipkart big billion / Amazon great Indian festival deals. I might do upto 5k per month for groceries on regular days. Current credit limit: 6.7L in ICICI Sapphiro (highest among 4 others) Please suggest.
Regalia has best lounge service, more than even infinia, dinners black is for discount etc.
I don’t think so.
Diners black and Infinia have unlimited international lounges. Not the case with Regalia
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Kendall Hyrum
Stealth
2 months ago
Bro, I’ve 9L limit on Milennia and I’m not getting Regalia Gold on LTF. 😭
What is your secret sauce Musk baba?
Most probably because I am a new customer. I did see a few posts by existing HDFC cardholders on different sites having the same concern as yours.
If we go with the official HDFC website, I don't qualify for DCB but the HDFC lady said it's based on my current limit on other cards which I am skeptical about.
Rounds of devaluation and now I don't care about cashback or reward points, just want a card with HDFC.
Don't get DCB. Too much pain with terrible acceptance at common places
I guess you can just check the eligibility (salary per month) and apply directly on the official website.
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Kendall Taye
Student
2 months ago
Not sure if DCB is LTF as the offer was removed last Nov. In any case, DCB has unlimited lounge access, 10% guaranteed discount through reward points at Amazon, Flipkart, Swiggy etc. if you use Payzapp for all transactions. E.g. I had booked Mumbai-Bangalore flight at some 2800 for which I received reward points equivalent to 1/6th of the amount (for reward points redemption, 1 RP = 1 Re. if used for booking flights/trains/buses etc.) In short, DCB is way better. Acceptance rate might be an issue as someone pointed out but I have never faced it.
