I have used it got 16%, most of the apps show interest on per month basis and this + cred are the ones that charge minimal fees.

Software Engineer

24% annual rate of interest 🤪 Wondering if it can be useful and if anyone has used it for anything apart from 23 month borrowing periods.

Welcome to Personal Finance's Private Community

24% annual rate of interest 🤪 Wondering if it can be useful and if anyone has used it for anything apart from 2-3 month borrowing periods.

Has anyone used IND money instacash withdrawal?

Product Owner

Has anyone used IND money instacash withdrawal?- Grapevine

Welcome to Indian Startups's Private Community

Asking as a consumer, how is indMoney doing as a company in terms of profitability, growth etc.

Is it safe to invest money via IndMoney? Wanted to know as there are some negative comments regarding 12% club so was skeptical for this startup as well

What about IndMoney

Ah, this is relatable.

Chartered Accountant

Would like to avoid credit cards (cancelled my last one, can't get new one anymore either since self employed apparently) and use something that preferably has less than 15% rate of interest. Haven't been able to find anything useful or reasonable yet.

Indmoney offering 1L at 2% per month/24% per year.

Self employed folks, where do you get your credit/loans from?

Hey guys if you are using Cred Mint for lending, please help. I wanted to know if you guys get the 9% return per annum as promised and what are the downside of this investment, if any. 

Also, is there any better alternative to Mint?

Cred Mint 9%

Product Manager

This is new scheme which gives 9% intrest  p2p lending.  Is this safe? Any views on this

Hey ind money launched save plus

UX/UI Designer

Welcome to News Discussion's Private Community

Has anyone used these P2P lending platforms, how has been their withdrawal process and overall credibility

Any reviews for CRED mint or mobikwik Xtra?

Associate Product Manager

I tried Paytm payments Bank but payment options were fairly limited. Deactivated after a few months.

Has anyone tried this one? Is there even a point to such loans apart from emi/big purchases?

Gpay offering loans now.

I’ve around 30L of cash. What’s the best place to invest? I’m worried about the volatility of the market.

Where to invest cash right now?

Software Developer

I'm recently checking out all the Fixed deposits out there for saving my emergency fund. Among everyone Shriram Fixed deposit provides max interest rates? Is it worth it? Or any other suggestions for the best FD?

Considering investing a lump sum in Shriram Fixed Deposit?

Product Designer

Hi,

I’m looking for an saving bank account to open online without need to go bank offline.

This is just to park some money for sometime, as if it’s main account I just keep spending it.

Main purpose is only to park some time and then once I get some lumpsum saved, around ~4/5L, will use it for any  investment or need spend at that time.

My main account currently which I use is Kotak and ICICI and I had used HDFC some years before but not using now. So I’m looking for some other bank account or the new age neo banks etc kind off with better return / rewards or offers but the core not to visit any bank offline for any purpose. 

Thanks

Which is best bank to open a online saving account ?

Consultant

Read up about FD sweep ins in HDFC.
It comes in handy when you have all money invested in FDs but have to make some big urgent payment. So if you break your FD you will lose interest and get a small penalty. Hence FD sweepins are an easy alternative and they clearly claim there is no loss in Interest Rate.
So my question.... 
Have you ever used HDFC Sweep In facility? If so what are the draw backs feels a bit too good to be true...

If we have an IPO mandate and don't have sufficient funds in account, will sweep in work for this as well?

What are the drawbacks of HDFC Sweep In facility?

Founding Engineer

I've been a member of INDMoney the last month. My expenses in it are around ₹5K. Is it safe to invest here more? In their listed MFs? Can anyone please guide me?

Is INDmoney safe and reliable? How many of you do use it on a larger sum basis?

What account did you choose to get your salary in and why?

Salary accounts?

I am thinking to invest around 1lakh on a p2p lending platform with secure interest rate thoughts about 12% club

Thoughts on 12% club

As u guys know only 5L is insured, I want to know how much you’re comfortable keeping in account? Maybe someone’s living expense could be 10L a year and they are okay with keeping that as emergency fund liquid, just an instance. But given the kinds of scams and stuff that go on in wild, what is a good formula or number of Lacs to keep in bank account? Maybe u have several accounts for different purpose and u divide it? Please share your views.

[Thread] How much are you comfortable keeping in ur Bank account?

What is the best credit card that I should apply for?

Credit card? Which one to get?

Business Development Manager

How many bank accounts you have and why?

Any bank accounts just for FD with high interest rates? 

What’s your take on this? 

Noob here. Thanks in advance.

Bank Accounts

Which bank gives the highest interest rate on saving accounts?

Has anyone used IND money instacash withdrawal?

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